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States · RI

Employer benefit plans in Rhode Island

114 insured group benefit plans sponsored by Rhode Island employers are on public Form 5500 record, carrying 728 Schedule A contracts. A row is one plan, so an employer that files two of them is counted twice. Reported premium totals $747.6M, with $9.7M in disclosed broker commissions. Renewals cluster on January 1: 68% of these plans have policy years ending in December.

These are the plans of 250 participants or more that disclosed a broker commission — the ones we publish as pages. Smaller plans, self-funded plans and retirement plans are on file too and open from search.

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · every figure is as filed for plan years 2023–2026 · we last synced Oct 2026

Employer plans
114
All participants
464,551
Premium on file
$747.6M
Broker commissions
$9.7M

Participants are line 5 of each filing: everyone in the plan, retirees and separated members included. A plan sponsored in Rhode Island can cover people in every state, and an employer with two plans is counted in both.

When Rhode Island plans renew

Employer plans by typical renewal, the 1st after the policy period ends. A plan’s month comes from one contract: the one with the largest disclosed commission on its most recent filing, preferring a medical contract when the plan has one.

  1. 78Jan 1
  2. 2Feb 1
  3. 0Mar 1
  4. 9Apr 1
  5. 3May 1
  6. 4Jun 1
  7. 6Jul 1
  8. 2Aug 1
  9. 1Sep 1
  10. 7Oct 1
  11. 1Nov 1
  12. 1Dec 1

Largest employer plans in Rhode Island

By total annual premium reported on Schedule A.

CVS PHARMACY, INC.WOONSOCKETRenews Jun 1FY2025$121MpremiumCARE NEW ENGLANDPROVIDENCERenews Jan 1FY2025$87.7MpremiumCVS HEALTH CARE DELIVERY GROUP OF EMPLYERSWOONSOCKETRenews Jun 1FY2025$42.2MpremiumWOMEN & INFANTS HOSPITALPROVIDENCERenews Jan 1FY2025$40.3MpremiumUNITED NATURAL FOODS, INCPROVIDENCERenews Jan 1FY2024$21.5MpremiumCITIZENS FINANCIAL GROUP, INC.JOHNSTONRenews Jan 1FY2025$18.3MpremiumI.U.O.E. LOCAL 57 HEALTH ANDJOHNSTONRenews Jan 1FY2025$17.9MpremiumGATEWAY US HOLDINGS, INC.CRANSTONRenews Apr 1FY2026$14.3MpremiumBOARD OF TRUSTEES, IBEW LOCAL UNION NO. 99 HEALTH AND WELFARE FUNDCRANSTONRenews Jan 1FY2024$14.2MpremiumTASCA AUTOMOTIVE GROUP LLCCRANSTONRenews Jun 1FY2025$13.9MpremiumROGER WILLIAMS UNIVERSITYBRISTOLRenews Jul 1FY2025$13.5MpremiumMAGNA HOSPITALITY GROUP, L.C.WARWICKRenews Jan 1FY2025$12.6MpremiumBOARD OF TRUSTEES OF UA LOCAL NO. 51 HEALTH & WELFARE PLANRIVERSIDERenews Sep 1FY2024$12.5MpremiumAIPSOJOHNSTONRenews Jan 1FY2025$11.9MpremiumLIFESPAN CORPORATIONPROVIDENCERenews May 1FY2024$11.2MpremiumUNIVERSITY ORTHOPEDICS, INC.PROVIDENCERenews Apr 1FY2025$11.1MpremiumBRYANT UNIVERSITYSMITHFIELDRenews Jan 1FY2025$10.9MpremiumFACTORY MUTUAL INSURANCE COMPANYJOHNSTONRenews Jan 1FY2025$10.7MpremiumVIRGIN PULSE, INC.PROVIDENCERenews Jan 1FY2024$10.4MpremiumPROCACCIANTI COMPANIES, INC.CRANSTONRenews ~Jan 1FY2024$10MpremiumMGC, LLCWEST GREENWICHRenews Jan 1FY2025$9.2MpremiumSWAROVSKI NORTH AMERICA LIMITEDCRANSTONRenews Jan 1FY2025$8.3MpremiumTACO, INC.CRANSTONRenews Jan 1FY2025$8.2MpremiumTHE WASHINGTON TRUST COMPANYWESTERLYRenews Jan 1FY2025$7.9MpremiumHOPEHEALTHPROVIDENCERenews Jan 1FY2025$7.9MpremiumPET FOOD EXPERTS LLCPAWTUCKETRenews Jan 1FY2025$7.1MpremiumGILBANE INC.PROVIDENCERenews Jan 1FY2025$7MpremiumCOLLETTE TRAVEL SERVICE INCPAWTUCKETRenews Jan 1FY2024$6.1MpremiumINTERNATIONAL GAME TECHNOLOGYPROVIDENCERenews Jan 1FY2024$5.8MpremiumCOASTAL1 CREDIT UNIONPAWTUCKETRenews Jan 1FY2025$5.7MpremiumHEALTH CONCEPTS, LTDPAWTUCKETRenews Jan 1FY2025$5.6MpremiumEMBRACE HOME LOANS, INC.MIDDLETOWNRenews Jan 1FY2025$5.4MpremiumFUJIFILM ELECTRONIC MATERIALS U.S.A., INC.NORTH KINGSTOWNRenews Jan 1FY2023$5.3MpremiumHINCKLEY, ALLEN & SNYDER LLPPROVIDENCERenews Jan 1FY2024$5.1MpremiumSTEPSTONE HOSPITALITY INC.PROVIDENCERenews Feb 1FY2026$5.1MpremiumSTARKWEATHER & SHEPLEY INSURANCE BROKERAGE INCEAST PROVIDENCERenews Jan 1FY2025$5MpremiumORTHOPEDICS RHODE ISLAND, INC.WARWICKRenews Oct 1FY2025$4.6MpremiumNEW ENGLAND INSTITUTE OF TECHNOLOGYEAST GREENWICHRenews Apr 1FY2026$4.6MpremiumBANKNEWPORTMIDDLETOWNRenews Jan 1FY2025$4.5MpremiumSEACORP, LLCMIDDLETOWNRenews Jan 1FY2025$4.2MpremiumAMERICAN IRON & METAL USA, INC.CRANSTONRenews Oct 1FY2025$4.1MpremiumTECHNIC, INC.CRANSTONRenews Jan 1FY2025$4MpremiumEAST BAY COMMUNITY ACTION PROGRAMEAST PROVIDENCERenews Jan 1FY2025$3.8MpremiumMEETING STREETPROVIDENCERenews Jan 1FY2025$3.7MpremiumHASBRO, INC.PAWTUCKETRenews Jan 1FY2024$3.7MpremiumSOLIDIFI TITLE & CLOSING LLCMIDDLETOWNRenews Dec 1FY2025$3.5MpremiumBALLY'S MANAGEMENT GROUP, LLCPROVIDENCERenews Jan 1FY2025$3.4MpremiumLOOKING UPWARDS, INC.MIDDLETOWNRenews Apr 1FY2025$3.4MpremiumDOMINION DIAGNOSTICS, LLCNORTH KINGSTOWNRenews Jan 1FY2024$3.4MpremiumKELLY AND PICERNE, INC.WARWICKRenews Jul 1FY2025$3.4Mpremium

Most active brokers based in Rhode Island

Brokers of record whose filed Schedule A address gives Rhode Island as the state, with the city from that same address. Ranked by the commissions they disclosed on every contract they filed, in Rhode Island and in other states. Each office is listed on its own, so a national firm can appear more than once.

THE HILB GROUP OF NEW ENGLAND LLCCRANSTON$11.5Mcommissions, all statesAMWINS GROUP BENEFITS, LLCNORTH KINGSTOWN$617.9Kcommissions, all statesNATIONAL ENROLLMENT PARTNERS LLCCRANSTON$573.8Kcommissions, all statesJAMES W. MOORADIANCHARLESTOWN$481.6Kcommissions, all statesSTARKWEATHER AND SHEPLEY, INC.EAST PROVIDENCE$222.2Kcommissions, all statesUSI INSURANCE SERVICES LLCWARWICK$205.3Kcommissions, all statesSTARKWEATHER & SHEPLEY, INC.EAST PROVIDENCE$141.9Kcommissions, all statesSTARKWEATHER & SHEPLEY, INC.PROVIDENCE$80.6Kcommissions, all statesPGIA, INC.PROVIDENCE$52Kcommissions, all statesSTARKWEATHER & SHEPLEY INSPROVIDENCE$48.7Kcommissions, all statesSTARKWEATHER AND SHEPLEY INCE PROVIDENCE$48.2Kcommissions, all statesROLAND D FLORENZEAST GREENWICH$43.2Kcommissions, all statesJEREMY TAYLOR STOWEPROVIDENCE$37.3Kcommissions, all statesSTARKWEATHER & SHEPLEY INSURANCEEAST PROVIDENCE$28.8Kcommissions, all statesTHE HILB GROUP OF NE LLCCRANSTON$28.4Kcommissions, all statesJ KING INSURANCE INCEAST GREENWICH$24Kcommissions, all statesJEFFREY RAYMOND DUBEHOPE VALLEY$22.1Kcommissions, all statesJAMES T KINNEYWARWICK$21.1Kcommissions, all statesAJG BENEFIT SERVICESWARWICK$18.7Kcommissions, all statesROLAND FLORENZEAST GREENWICH$16.7Kcommissions, all statesNATIONAL ENROLLMENT PARTNERS GENERACRANSTON$15.8Kcommissions, all statesTHE ANGELL PENSION GROUP, INC.EAST PROVIDENCE$13.5Kcommissions, all statesNATIONAL ENROLLMENT PARTNERS GCRANSTON$12.7Kcommissions, all statesMONIZ BENEFITS GROUP, INCNORTH KINGSTOWN$11.8Kcommissions, all statesAMWINSNORTH KINGSTOWN$11.2Kcommissions, all states

Carriers writing Rhode Island groups

By the number of Rhode Island employer plans naming the carrier on a Schedule A contract. A plan that names two carriers is counted for both.

DELTA DENTAL OF RHODE ISLAND63employer plansBLUE CROSS BLUE SHIELD OF RHODE ISLAND51employer plansVISION SERVICE PLAN38employer plansUNUM LIFE INSURANCE COMPANY OF AMERICA22employer plansTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY15employer plansUNITEDHEALTHCARE INSURANCE COMPANY14employer plansHARTFORD LIFE AND ACCIDENT13employer plansSTANDARD INSURANCE COMPANY12employer plansSUN LIFE ASSURANCE COMPANY OF CANADA12employer plansLIFE INSURANCE COMPANY OF NORTH AMERICA10employer plansUNITED OF OMAHA LIFE INSURANCE COMPANY10employer plansTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA9employer plansMETROPOLITAN LIFE INSURANCE COMPANY9employer plansEYEMED VISION CARE8employer plansCIGNA HEALTH AND LIFE INSURANCE COMPANY8employer plans

Looking for a specific company? Search every Form 5500 filer — including self-funded and small plans that don’t appear in these lists.