Form 5500 · Employee benefit plan · EAST PROVIDENCE, RI
EAST BAY COMMUNITY ACTION PROGRAM
EAST BAY COMMUNITY ACTION PROGRAM of EAST PROVIDENCE, RI insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through BLUE CROSS BLUE SHIELD OF RHODE ISLAND and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0310024 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF RHODE ISLAND, covers 397 people.
Reported premium across the insured contracts is $3,774,379, with $11,994 in disclosed broker commissions — about 0.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF RHODE ISLAND, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and DELTA DENTAL OF RHODE ISLAND — with BLUE CROSS BLUE SHIELD OF RHODE ISLAND writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 383 | December | $91,880 | $4,919 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 341 | December | $57,416 | $3,021 |
| DELTA DENTAL OF RHODE ISLAND | Vision | 370 | December | $21,189 | $2,119 |
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Health | 397 | December | $3,420,148 | $1,935 |
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Dental | 482 | December | $183,746 | $0 |
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