Form 5500 · Employee benefit plan · MIDDLETOWN, RI
LOOKING UPWARDS, INC.
The filing calls this plan LOOKING UPWARDS, INC. WELFARE WRAP PLAN.
Public Form 5500 records show how LOOKING UPWARDS, INC. of MIDDLETOWN, RI, a other services employer, structures its employee benefits. Its broker of record is PROVIDEER INSURANCE. Coverage is written through BLUE CROSS BLUE SHIELD OF RHODE ISLAND and 2 other carriers. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0376075 · plan 501 · plan year 2026, filed Jun 11, 2026
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16 other employer plans in Rhode Island have policy years ending in March. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental and life; the largest, with BLUE CROSS BLUE SHIELD OF RHODE ISLAND, covers 545 people.
Reported premium across the insured contracts is $3,424,011, with $12,934 in disclosed broker commissions — about 0.4% of premium.
The health contract's policy period ended in March, while at least one ancillary line's policy period ended in February. The plan is on a split renewal cycle.
PROVIDEER INSURANCE is the broker of record on 1 of the 7 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF RHODE ISLAND, SUN LIFE ASSURANCE COMPANY OF CANADA and DELTA DENTAL OF RHODE ISLAND. BLUE CROSS BLUE SHIELD OF RHODE ISLAND writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Health | 545 | Apr 1, 2025 | $3,395,126 | $8,016 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 418 | Mar 1, 2026 | — | $2,859 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life | 424 | Dec 31, 2025 | $28,885 | $1,438 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 72 | Mar 1, 2026 | — | $390 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 76 | Mar 1, 2026 | — | $223 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 0 | Mar 1, 2026 | — | $5 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 0 | Mar 1, 2026 | — | $3 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 494 employees, 5 recordable cases, 248 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
16 other employer plans in Rhode Island are April 1 renewals (policy year ends March).
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