Form 5500 · Employee benefit plan · CRANSTON, RI
BOARD OF TRUSTEES, IBEW LOCAL UNION NO. 99 HEALTH AND WELFARE FUND
Public Form 5500 records show how BOARD OF TRUSTEES, IBEW LOCAL UNION NO. 99 HEALTH AND WELFARE FUND of CRANSTON, RI, a finance and insurance employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC. Coverage is written through BLUE CROSS BLUE SHIELD OF RHODE ISLAND and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0264126 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental and life; the largest, with BLUE CROSS BLUE SHIELD OF RHODE ISLAND, covers 1,751 people.
Reported premium across the insured contracts is $14,180,908, with $16,030 in disclosed broker commissions — about 0.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in January — the plan is on a split renewal cycle.
GALLAGHER BENEFIT SERVICES, INC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF RHODE ISLAND, DELTA DENTAL OF RHODE ISLAND and UNITED OF OMAHA LIFE INSURANCE COMPANY — with BLUE CROSS BLUE SHIELD OF RHODE ISLAND writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF RHODE ISLAND | Health | 1,751 | December | $13,622,318 | $16,030 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 1,610 | January | $532,446 | $0 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 843 | February | $26,144 | $0 |
More employer plans in Rhode Island — largest plans, brokers, carriers and renewal months.