Form 5500 · Employee benefit plan · PAWTUCKET, RI
HEALTH CONCEPTS, LTD
HEALTH CONCEPTS, LTD of PAWTUCKET, RI is a 403-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is THE HILB GROUP OF NEW ENGLAND LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0400913 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision and life; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 610 people.
Reported premium across the insured contracts is $5,591,064, with $12,760 in disclosed broker commissions — about 0.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE HILB GROUP OF NEW ENGLAND LLC is the broker of record on 5 of the 6 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, DELTA DENTAL OF RHODE ISLAND and BOSTON MUTUAL LIFE INSURANCE COMPANY — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF RHODE ISLAND | Dental | 543 | December | $176,215 | $5,286 |
| DELTA DENTAL OF RHODE ISLAND | Vision | 467 | December | $33,477 | $3,347 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 199 | December | $62,325 | $1,870 |
| BOSTON MUTUAL LIFE INSURANCE COMPANY | Life | 392 | December | $18,678 | $1,167 |
| DELTA DENTAL OF RHODE ISLAND | Vision | 150 | December | $10,895 | $1,090 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 610 | December | $5,289,474 | $0 |
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