Form 5500 · Employee benefit plan · PAWTUCKET, RI
HASBRO, INC.
The filing calls this plan HASBRO, INC. EMPLOYEE BENEFIT PLAN.
HASBRO, INC. of PAWTUCKET, RI is a 4,191-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is AON CONSULTING. Coverage is written through ZURICH AMERICAN LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0155090 · plan 508 · plan year 2024, filed Sep 23, 2025
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170 other employer plans in Rhode Island have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with AETNA LIFE INSURANCE COMPANY, covers 3 of 4,191 participants (under 0.1%) on Schedule A.
Dental: the largest of the 2 insured dental contracts, with AETNA LIFE INSURANCE COMPANY, covers 3 of 4,191 participants (under 0.1%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with ZURICH AMERICAN LIFE INSURANCE COMPANY, covers 4,046 people.
Reported premium across the insured contracts is $3,729,618, with $14,561 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON CONSULTING is the broker of record on 2 of the 9 contracts; the rest name a different broker or none.
9 carriers appear on the filing, including ZURICH AMERICAN LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, VISION SERVICE PLAN and MODERN HEALTH ARIZONA, PLLC. ZURICH AMERICAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 458 | Jan 1, 2025 | $97,506 | $9,468 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | — | 2,357 | Jan 1, 2025 | $13,703 | $3,426 |
| AETNA LIFE INSURANCE COMPANY | Health, Dental, Vision | 3 | Jan 1, 2025 | $13,146 | $1,315 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 1 | Jan 1, 2025 | $3,521 | $352 |
| ZURICH AMERICAN LIFE INSURANCE COMPANY | Life | 4,046 | Jan 1, 2025 | $1,788,562 | $0 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 2,391 | Jan 1, 2025 | $850,463 | $0 |
| VISION SERVICE PLAN | Vision | 1,855 | Jan 1, 2025 | $400,528 | $0 |
| MODERN HEALTH ARIZONA, PLLC | — | 2,357 | Jan 1, 2025 | $351,264 | $0 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | 127 | Jan 1, 2025 | $210,925 | $0 |
Premium and claims on this contract
VISION SERVICE PLAN, contract 30042587. For the contract year on this filing, the carrier reported $400,528 in premium earned and $337,513 in claims incurred. Dividing one by the other gives 84%.
- VISION SERVICE PLAN, contract 30042587 reported $58,077 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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