Form 5500 · Employee benefit plan · PROVIDENCE, RI
STEPSTONE HOSPITALITY INC.
The filing calls this plan STEPSTONE HOSPITALITY, INC. WELFARE BENEFIT PLAN.
STEPSTONE HOSPITALITY INC. of PROVIDENCE, RI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is ALLIANT INSURANCE SERVICES, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5320681 · plan 501 · plan year 2026, filed Jun 29, 2026
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5 other employer plans in Rhode Island have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 424 people.
Reported premium across the insured contracts is $5,075,420, with $91,124 in disclosed broker commissions — about 1.8% of premium.
The most recent policy period ended in January, and the plan year ends January 31. Group contracts typically renew on that annual cycle.
ALLIANT INSURANCE SERVICES, INC. is the broker of record on all 6 contracts.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, UNUM LIFE INSURANCE COMPANY OF AMERICA and EYEMED VISION CARE. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 567 | Feb 1, 2026 | $282,084 | $28,208 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 166 | Feb 1, 2026 | $180,644 | $27,514 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 1,088 | Feb 1, 2026 | $48,727 | $22,564 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 219 | Feb 1, 2026 | $63,760 | $11,097 |
| EYEMED VISION CARE | Vision | 651 | Feb 1, 2026 | $28,191 | $1,741 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 424 | Feb 1, 2026 | $4,472,014 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 90 employees, 12 recordable cases, 2 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
5 other employer plans in Rhode Island are February 1 renewals (policy year ends January).
Their policy years end in January, like this plan’s, so most renew February 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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