Form 5500 · Employee benefit plan · PROVIDENCE, RI
BROWN UNIVERSITY
The filing calls this plan BROWN UNIVERSITY HEALTH AND WELFARE PLAN.
BROWN UNIVERSITY of PROVIDENCE, RI spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN & BROWN INS. SERVICES. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0258809 · plan 510 · plan year 2024, filed Oct 8, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
170 other employer plans in Rhode Island have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Dental: the largest of the 8 insured dental contracts, with DELTA DENTAL OF RHODE ISLAND, covers 23 of 10,386 participants (0.2%) on Schedule A.
5 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 15 insured contracts covering dental, vision and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 5,346 people.
The filing declares dental, disability, health and life. Health and life appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 5 contracts here that do not say what they cover.
Reported premium across the insured contracts is $3,061,139, with $310,073 in disclosed broker commissions — about 10% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN & BROWN INS. SERVICES is the broker of record on 4 of the 15 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 5,346 | Jan 1, 2025 | $1,481,980 | $148,198 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 4,607 | Jan 2, 2024 | $838,255 | $83,825 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 426 | Jan 1, 2025 | $137,367 | $27,473 |
| VISION SERVICE PLAN | Vision | 3,184 | Jan 1, 2025 | $465,425 | $22,955 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 530 | Jan 2, 2024 | $109,016 | $21,803 |
| ACE AMERICAN INSURANCE COMPANY | — | 5,458 | Jan 1, 2025 | $29,096 | $5,819 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 23 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 4,068 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 45 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 0 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 4,754 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 1 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 0 | Jan 1, 2025 | — | $0 |
| DELTA DENTAL OF RHODE ISLAND | Dental | 3 | Jan 1, 2025 | — | $0 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | — | 4,812 | Jan 1, 2025 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
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