Form 5500 · Employee benefit plan · MIDDLETOWN, RI
EMBRACE HOME LOANS, INC.
EMBRACE HOME LOANS, INC. of MIDDLETOWN, RI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is THE HILB GROUP OF NEW ENGLAND LLC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 05-0402708 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 16 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 631 people.
Reported premium across the insured contracts is $5,355,744, with $101,145 in disclosed broker commissions — about 1.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE HILB GROUP OF NEW ENGLAND LLC is the broker of record on 2 of the 16 contracts; the rest name a different broker or none.
6 carriers appear on the filing — AETNA LIFE INSURANCE COMPANY, ALL SAVERSS INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA and DELTA DENTAL OF RHODE ISLAND among them — with AETNA LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
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