Form 5500 · Employee benefit plan · CRANSTON, RI
AMERICAN IRON & METAL USA, INC.
AMERICAN IRON & METAL USA, INC. of CRANSTON, RI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is HUB INTERNATIONAL MIDWEST LTD. Coverage is written through BLUECROSS BLUESHIELD OF RHODE ISLAND and 1 other carrier. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 98-0343579 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF RHODE ISLAND, covers 373 people.
Reported premium across the insured contracts is $4,056,708, with $69,064 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LTD is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: BLUECROSS BLUESHIELD OF RHODE ISLAND and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 451 | September | $396,845 | $69,064 |
| BLUECROSS BLUESHIELD OF RHODE ISLAND | — | 373 | September | $3,659,863 | $0 |
More employer plans in Rhode Island — largest plans, brokers, carriers and renewal months.