Almost every figure on Form5500Lookup comes from a public Form 5500 filing made to the U.S. Department of Labor through EFAST2. Carrier legal names and the commission shares on carrier pages come from the Centers for Medicare & Medicaid Services CMS Medical Loss Ratio public use file. Both are public records and U.S. government works (17 U.S.C. §105). How we turn those filings into the records you see is described in How our data is built.
How current this is
A Form 5500 is due seven months after the plan year ends, or nine and a half months with an extension. About half of a year's filings arrive by the first deadline and nine in ten by the extended one. A few keep arriving for a year or more after that. The Department of Labor publishes its files once a month, and we load each new release the week it appears, so our copy is never older than the government's. Every record here shows the plan year it covers and the day the filing was received.
What is shown to everyone, and what a subscription adds
Every figure on an employer page is shown as filed, to everyone. What we work out from the filings — when to pitch, what changed since the last filing, how a plan compares — is for subscribers.
How many pages you can open in a day does depend on your account: 10 employer, broker and carrier pages a day without an account, 50 a day with a free account, and as many as you like with a subscription. The same allowance applies when an AI assistant reads pages for you. Every page you do open shows every figure as filed.
How we handle these filings
We transcribe and aggregate these filings; we do not audit them. Each record page shows the source, the plan year it reports, and the date the DOL received that filing. Figures we take from the CMS file show the reporting year instead. Figures reflect the most recent filing available, which typically lags the plan year by 7–19 months. Form 5500 data is self-reported to the DOL and may contain errors or omissions; small welfare plans (generally under 100 participants) are often exempt from filing and will not appear.
Form 5500 does not have a box that says whether a plan is self-funded. We read it from what the filing does report, and we say so when the filing does not settle it.
Responses from our connector for Claude and ChatGPT carry the same figures, the same plan year and filing date, and the same limitations as the pages — and the same correction channel below.
We do not rate or judge anyone
We publish the record as filed. We make no rating, verdict, or characterization about any employer, broker, or carrier.
Corrections, and we never charge to remove a listing
If you believe a record we display is inaccurate, request a correction. Where the underlying Form 5500 itself is in error, the authoritative fix is an amended filing with the DOL; we will annotate or correct our listing in good faith while that is resolved. We never charge a fee to remove, correct, or modify a listing. There is no way to pay us to take one down.
A correction applies to the live record and to the next weekly file we build for Data Feed licensees. A file that has already been delivered stays as it was. It is a snapshot of what the record said on the day it was built, and it says so. The record on this site is always the current one.