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States · FL

Employer benefit plans in Florida

1,920 Florida employers have an insured group benefit plan on public Form 5500 record, covering 3,940,501 participants across 9,119 Schedule A contracts. Reported premium totals $12.9B, with $294.6M in disclosed broker commissions. Renewals cluster in December — 66% of plans.

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · as of Aug 2026

Employer plans
1,920
Participants
3,940,501
Premium on file
$12.9B
Broker commissions
$294.6M

When Florida plans renew

Employer plans by the month their most recent Schedule A policy period ended.

  1. 23Jan
  2. 37Feb
  3. 67Mar
  4. 37Apr
  5. 77May
  6. 121Jun
  7. 60Jul
  8. 53Aug
  9. 76Sep
  10. 57Oct
  11. 50Nov
  12. 1,262Dec

Largest employer plans in Florida

By total annual premium reported on Schedule A.

ADP TOTALSOURCE, INC.MIAMIRenews May$5.1BpremiumPAYCHEX BUSINESS SOLUTIONS LLCST PETERSBURGRenews December$689.6MpremiumCOADVANTAGE RESOURCES INCBRADENTONRenews September$369.8MpremiumOASIS OUTSOURCING HOLDINGS, INC.WEST PALM BEACHRenews September$315.7MpremiumDARDEN RESTAURANTS, INC.ORLANDORenews December$200.7MpremiumDARDEN RESTAURANTS, INC.ORLANDORenews December$196.4MpremiumTHE S2 HR SOLUTIONS GROUP 1, LLCSAINT PETERSBURGRenews December$148.3MpremiumECKERD YOUTH ALTERNATIVES, INC.CLEARWATERRenews December$112.2MpremiumARTHREX, INCNAPLESRenews May$87.8MpremiumL3HARRIS TECHNOLOGIES, INC.MELBOURNERenews December$83.5MpremiumMARRIOTT VACATIONS WORLDWIDE CORP.ORLANDORenews December$66.9MpremiumFIDELITY NATIONAL FINANCIAL, INC.JACKSONVILLERenews December$64.5MpremiumORLANDO HEALTH, INC.ORLANDORenews December$55.5MpremiumCHENMED, LLCMIAMI GARDENSRenews December$51.3MpremiumASPEN HR PEO, LLCCLEARWATERRenews August$48.2MpremiumFRANKCRUM 11, INC.CLEARWATERRenews October$47.7MpremiumFIDELITY NATIONAL INFORMATION SERVICES, INC.JACKSONVILLERenews December$47.6MpremiumPWC US GROUP LLPTAMPARenews June$47.2MpremiumMARION COUNTY MEDICAL SOCIETY INC. INSURANCE TRUST FUNDOCALARenews February$46.6MpremiumMAGNIT GLOBAL SOLUTIONS, INCJUPITERRenews August$46.2MpremiumTALLAHASSEE MEMORIAL HEALTHCARE, INC.TALLAHASSEERenews December$43.7MpremiumAUTONATION, INC.FORT LAUDERDALERenews December$39.1MpremiumSPIRIT AIRLINES, INC.DANIA BEACHRenews December$38.9MpremiumHILTON RESORTS CORPORATIONORLANDORenews December$37MpremiumALPHASTAFF, INC.SUNRISERenews December$35.8MpremiumFLORIDA BANKERS HEALTH CONSORTIUM, INCWINTER PARKRenews December$29.1MpremiumFLORIDA HEALTH SCIENCES CENTER, INC.TAMPARenews December$26.9MpremiumDPWN HOLDINGS USA, INC.WESTONRenews December$26.3MpremiumACADEMIC MEDICAL GROUPTAMPARenews December$26.2MpremiumSOUTHERN GLAZER'S WINE & SPIRITS, LLCMIAMIRenews December$26.1MpremiumRAYMOND JAMES FINANCIAL, INC.ST. PETERSBURGRenews March$25.5MpremiumVESTA PROPERTY SERVICES, INC.JACKSONVILLERenews December$25.5MpremiumASSUREDPARTNERS, INC.ORLANDORenews December$24.8MpremiumLANDRUM PROFESSIONAL EMPLOYER SERVICESPENSACOLARenews April$24.8MpremiumDECISIONHR HOLDINGS, INCSAINT PETERSBURGRenews December$24.2MpremiumTRAVEL & LEISURE CO.ORLANDORenews December$24.2MpremiumRED LOBSTER RESTAURANTS, LLCORLANDORenews December$24.1MpremiumLEE HEALTH SYSTEM, INC. D/B/A LEE HEALTHFORT MYERSRenews December$23.6MpremiumBROWN & BROWN, INC.DAYTONA BEACHRenews December$23.2MpremiumGUIDEWELL SANITAS LLCDORALRenews December$22.6MpremiumBAPTIST HEALTH SYSTEM, INC.JACKSONVILLERenews December$22.4MpremiumONEBLOOD, INC.FORT LAUDERDALERenews December$22.1MpremiumGASTRO HEALTH, LLCMIAMIRenews December$21.5MpremiumMATTAMY FLORIDA LLCORLANDORenews September$20.9MpremiumCORIENT SERVICES LLCMIAMIRenews December$19.4MpremiumUNIVERSITY OF MIAMICORAL GABLESRenews December$19.4MpremiumTHE SIMPLEX GROUP, INC.MIAMIRenews December$19.1MpremiumSBA NETWORK SERVICES, LLCBOCA RATONRenews December$18.5MpremiumSIEMENS ENERGY, INC.ORLANDORenews December$18.4MpremiumARDURRA GROUP, INC.MIAMIRenews December$18.3Mpremium

Most active brokers in Florida

Brokers of record based in Florida, by disclosed commissions.

THE BALDWIN GROUP SOUTHEAST LLCTAMPA553contractsCOMPASS CONSULTING GROUP LLCJACKSONVILLE45contractsTHOMPSON RISK II, LLCNAPLES53contractsEXPLAIN MY BENEFITS, LLCOVIEDO155contractsEMPOWER BENEFITS INC DBA CORESTREAMTAMPA20contractsINSURANCE OFFICE OF AMERICA INCLONGWOOD316contractsMARSH & MCLENNAN AGENCY LLCCLEARWATER195contractsBALDWIN KRYSTYN SHERMAN PARTNERSTAMPA243contractsBROWN & BROWN INSURANCE SERVICESDAYTONA BEACH154contractsWINGATE INSURANCE GROUP, INC.PONTE VEDRA BEACH178contractsSAUNDERS BENEFITS CONSULTING, LLCJACKSONVILLE36contractsAP BENEFIT ADVISORS, LLCTAMPA39contractsGALLAGHER BENEFIT SERVICES, INC.JACKSONVILLE90contractsMARSH AND MCLENNAN AGENCYMIAMI121contractsAON CONSULTING, INC.MIAMI21contractsLOCKTON COMPANIES, LLCPEMBROKE PINES108contractsALL ATLANTIC BENEFITS LLCHOLLYWOOD203contractsUSI INSURANCE SERVICES LLCTAMPA115contractsUSI INSURANCE SERVICES LLCFORT LAUDERDALE101contractsMFB FINANCIAL, INCST. AUGUSTINE90contractsLOCKTON COMPANIES, LLCMIAMI40contractsLOCKTON COMPANIES, LLCTAMPA43contractsTHE BALDWIN GROUP MID ATLANTIC, LLCTAMPA122contractsTHE BALDWIN GROUP WEST LLCTAMPA202contractsMFB FINANCIAL INCSAINT AUGUSTINE41contracts

Carriers writing Florida groups

By number of Florida employer plans on file.

METROPOLITAN LIFE INSURANCE COMPANY337employersUNITEDHEALTHCARE INSURANCE COMPANY317employersUNITED OF OMAHA LIFE INSURANCE COMPANY236employersCIGNA HEALTH AND LIFE INSURANCE COMPANY222employersTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA211employersBLUE CROSS BLUE SHIELD OF FLORIDA197employersTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY196employersCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES176employersUNUM LIFE INSURANCE COMPANY OF AMERICA157employersVISION SERVICE PLAN156employersSUN LIFE ASSURANCE COMPANY OF CANADA150employersLIFE INSURANCE COMPANY OF NORTH AMERICA143employersKAISER FOUNDATION HEALTH PLAN, INC.123employersSTANDARD INSURANCE COMPANY119employersAETNA LIFE INSURANCE COMPANY117employers

Looking for a specific company? Search every Form 5500 filer — including self-funded and small plans that don’t appear in these lists.