Form 5500 · Employee benefit plan · DANIA BEACH, FL
SPIRIT AIRLINES, INC.
SPIRIT AIRLINES, INC. of DANIA BEACH, FL is a 14,639-participant transportation and logistics employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1747023 · plan 507 · as of Aug 2026
Plan brief
Schedule A lists 13 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 22,896 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $38,936,810, with $865,041 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 6 of the 13 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 3,864 | December | $1,998,901 | $451,895 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 22,896 | December | $15,215,674 | $188,440 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 2,960 | December | $12,163,827 | $151,169 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 6,054 | December | $2,846,389 | $35,601 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 12,751 | December | $337,277 | $16,864 |
| TRIPLE S SALUD, INC | Health, Dental | 43 | December | $280,791 | $14,040 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 12,751 | December | $140,637 | $7,032 |
| AETNA LIFE INSURANCE CO. | Dental | 1,682 | December | $361,982 | $0 |
| AETNA LIFE INSURANCE CO. | Dental | 573 | December | $119,832 | $0 |
| AETNA LIFE INSURANCE CO. | Dental | 3 | December | $1,859 | $0 |
| AETNA LIFE INSURANCE CO. | Dental | 2 | December | $588 | $0 |
| VISION SERVICE PLAN | Vision | 9,060 | December | $1,405,744 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Stop-loss | 10,001 | December | $4,063,309 | $0 |
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