Form 5500 · Employee benefit plan · FORT LAUDERDALE, FL
AUTONATION, INC.
The filing calls this plan AUTONATION, INC. HEALTH AND WELFARE PLAN.
AUTONATION, INC. of FORT LAUDERDALE, FL spreads its employee benefits across 12 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CUSTOM BENEFITS PROG INC AN AON CO. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 11 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 73-1105145 · plan 510 · plan year 2025, filed Jul 24, 2026
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2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Health: the largest of the 10 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 1,250 of 25,213 participants (5%) on Schedule A.
Also declared: death benefits, prepaid legal.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 17 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $39,117,373, with $558,144 in disclosed broker commissions — about 1.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUSTOM BENEFITS PROG INC AN AON CO is the broker of record on 3 of the 17 contracts; the rest name a different broker or none.
12 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN, INC., DELTA DENTAL INSURANCE COMPANY, SECURIAN LIFE INSURANCE COMPANY and KAISER FOUNDATION HEALTH PLAN OF COLORADO. KAISER FOUNDATION HEALTH PLAN, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 28,863 | Jan 1, 2026 | $1,511,877 | $229,395 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 4,325 | Jan 1, 2026 | $859,538 | $155,825 |
| LEGALPLANS, USA | — | 1,548 | Jan 1, 2026 | $282,674 | $87,555 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 3,821 | Jan 1, 2026 | $456,325 | $85,369 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 1,250 | Jan 1, 2026 | $9,069,054 | $0 |
| DELTA DENTAL INSURANCE COMPANY | Health, Dental | 20,306 | Jan 1, 2026 | $8,111,976 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 720 | Jan 1, 2026 | $4,911,766 | $0 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 27,068 | Jan 1, 2026 | $4,786,749 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 396 | Jan 1, 2026 | $2,783,379 | $0 |
| BLUECROSS BLUESHIELD OF ILLINOIS | Health | 419 | Jan 1, 2026 | $1,977,164 | $0 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 5,136 | Jan 1, 2026 | $1,096,894 | $0 |
| EYEMED VISION CARE | Vision | 19,793 | Jan 1, 2026 | $1,018,773 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 112 | Jan 1, 2026 | $808,684 | $0 |
| DELTA DENTAL INSURANCE COMPANY | Health, Dental | 4,143 | Jan 1, 2026 | $687,148 | $0 |
| SECURIAN LIFE INSURANCE COMPANY | Life | 5,436 | Jan 1, 2026 | $685,173 | $0 |
| FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | Disability | 278 | Jan 1, 2026 | $65,211 | $0 |
| HARTFORD FIRE INSURANCE COMPANY | Life | 24,863 | Jan 1, 2026 | $4,988 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
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