Form 5500 · Employee benefit plan · BRADENTON, FL
COADVANTAGE RESOURCES INC
The filing calls this plan COADVANTAGE RESOURCES INC GROUP BENEFIT PLAN.
COADVANTAGE RESOURCES INC of BRADENTON, FL spreads its employee benefits across 10 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is COADVANTAGE INSURANCE SOLUTIONS COR. Coverage is written through AETNA LIFE INSURANCE COMPANY and 9 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-3434670 · plan 501 · plan year 2025, filed Jul 15, 2026
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273 other employer plans in Florida have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
The filing says this plan is subject to the Form M-1 requirement for multiple-employer welfare arrangements.
Benefits declared on this filing
Also declared: other welfare, death benefits, prepaid legal.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 14 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 24,121 people.
Reported premium across the insured contracts is $369,803,204, with $4,068,537 in disclosed broker commissions — about 1.1% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
COADVANTAGE INSURANCE SOLUTIONS COR is the broker of record on 4 of the 14 contracts; the rest name a different broker or none.
10 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, BLUE CROSS BLUE SHIELD OF FLORIDA, METROPOLITAN LIFE INSURANCE COMPANY and HEALTH OPTIONS. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 57,734 | Oct 1, 2025 | $43,040,088 | $3,751,600 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 6,963 | Oct 1, 2025 | $1,167,463 | $229,264 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 8,496 | Oct 1, 2025 | $1,513,665 | $75,032 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 3,488 | Oct 1, 2025 | $676,511 | $12,641 |
| AETNA LIFE INSURANCE COMPANY | Health | 24,121 | Oct 1, 2025 | $174,058,140 | $0 |
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health | 5,415 | Oct 1, 2025 | $89,932,645 | $0 |
| HEALTH OPTIONS | Health | 3,334 | Oct 1, 2025 | $41,027,519 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 1,366 | Oct 1, 2025 | $8,314,424 | $0 |
| AETNA HEALTH, INC. | Health | 809 | Oct 1, 2025 | $4,176,228 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 379 | Oct 1, 2025 | $2,888,010 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 260 | Oct 1, 2025 | $1,355,452 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | Health | 146 | Oct 1, 2025 | $1,230,396 | $0 |
| UNIVERSITY HEALTH ALLIANCE | Health, Dental, Vision | 50 | Oct 1, 2025 | $391,237 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 3 | Oct 1, 2025 | $31,426 | $0 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF FLORIDA, contract 68899. For the contract year on this filing, the carrier reported $89,932,645 in premium earned and $71,574,339 in claims incurred. Dividing one by the other gives 80%.
HEALTH OPTIONS, contract 68899. For the contract year on this filing, the carrier reported $41,027,519 in premium earned and $26,774,963 in claims incurred. Dividing one by the other gives 65%.
UNIVERSITY HEALTH ALLIANCE, contract 7236. For the contract year on this filing, the carrier reported $391,237 in premium earned and $291,595 in claims incurred. Dividing one by the other gives 75%.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract 68899 reported $4,645,342 in retention.
- HEALTH OPTIONS, contract 68899 reported $2,888,620 in retention.
- UNIVERSITY HEALTH ALLIANCE, contract 7236 reported $38,185 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
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