Insurance carrier
CIGNA HEALTH AND LIFE INSURANCE COMPANY
CIGNA HEALTH AND LIFE INSURANCE COMPANY appears on 13,189 employer benefit contracts in public Form 5500 Schedule A filings.
13,189 employer contracts on file name CIGNA HEALTH AND LIFE INSURANCE COMPANY as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
CIGNA HEALTH AND LIFE INSURANCE COMPANY writes 13,189 insured contracts for 9,538 employers, across 53 states, led by CA, NY, TX.
Health is the largest line (9,241 contracts), followed by dental (5,938), vision (3,070), stop-loss (384).
LOCKTON COMPANIES, LLC is the broker of record on the most contracts (715, about 5%); USI INSURANCE SERVICES LLC, GALLAGHER BENEFIT SERVICES, INC., MARSH & MCLENNAN AGENCY LLC follow.
Renewals concentrate on January 1: 70% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- LOCKTON COMPANIES, LLC23 offices on this carrier715
- USI INSURANCE SERVICES LLC48 offices on this carrier588
- GALLAGHER BENEFIT SERVICES, INC.40 offices on this carrier542
- MARSH & MCLENNAN AGENCY LLC27 offices on this carrier509
- MERCER HEALTH AND BENEFITS, LLC10 offices on this carrier369
- DIGITAL INSURANCE INC.337
Counted by each employer's own state. Largest first.
- California1,724
- New York1,300
- Texas1,207
- Florida1,070
- Georgia724
- New Jersey677
Contracts by line.
health 9,241 · dental 5,938 · vision 3,070 · stop-loss 384 · life 69 · disability 66
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Employers with plans through CIGNA HEALTH AND LIFE INSURANCE COMPANY
| Employer | Location | Broker | Renews |
|---|---|---|---|
| STARBUCKS CORPORATION | SEATTLE, WA | AON INSURANCE AGENCY LLC | Oct 1FY2025 |
| MCKINSEY & COMPANY, INC. | NEW YORK, NY | RSC INSURANCE BROKER. INC | Jan 1FY2025 |
| SOCIAL FINANCE, INC. | SAN FRANCISCO, CA | — | Jan 1FY2025 |
| DATADOG, INC. | NEW YORK, NY | SEQUOIA BENEFITS, LLC | Jan 1FY2025 |
| BOSTON INSURANCE EMPLOYEE BENEFIT TRUST - DFE | WALLINGFORD, CT | PROFESSIONAL PENSIONS, INC | Jan 1FY2024 |
more employers with plans through CIGNA HEALTH AND LIFE INSURANCE COMPANY
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2024–2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first. The other 65 are in the list below.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| New York | large-group | 1.2% | $2,349,979,332 |
| California | large-group | 1.2% | $1,826,739,662 |
| Florida | large-group | 1.2% | $1,233,175,781 |
| New Jersey | large-group | 1.2% | $951,999,556 |
| Georgia | large-group | 1.2% | $867,512,569 |
| Tennessee | individual | 1.5% | $867,184,552 |
| Texas | large-group | 1.2% | $857,989,334 |
| Virginia | large-group | 1.2% | $829,661,329 |
| Florida | individual | 3.8% | $658,008,510 |
| Maryland | large-group | 1.2% | $606,100,177 |
| District of Columbia | large-group | 1.2% | $579,574,214 |
| Connecticut | large-group | 1.2% | $576,598,130 |
| Colorado | large-group | 1.2% | $490,647,721 |
| Tennessee | large-group | 1.2% | $477,292,799 |
| Massachusetts | large-group | 1.2% | $414,210,840 |
| Colorado | individual | 2.3% | $363,726,335 |
| Pennsylvania | large-group | 1.2% | $353,451,043 |
| Mississippi | individual | 4.2% | $319,426,377 |
| Ohio | large-group | 1.2% | $263,553,541 |
| Arizona | large-group | 1.2% | $261,119,687 |
| Virginia | individual | 2.1% | $254,722,351 |
| Missouri | large-group | 1.2% | $248,302,798 |
| U.S. Virgin Islands | large-group | 1.2% | $183,510,690 |
| Illinois | large-group | 1.2% | $161,918,322 |
| North Carolina | large-group | 1.2% | $151,523,146 |
| Washington | large-group | 1.2% | $150,532,745 |
| Maine | large-group | 1.2% | $140,927,293 |
| Georgia | small-group | 2.7% | $139,009,973 |
| New Hampshire | large-group | 1.2% | $124,494,964 |
| Arkansas | large-group | 1.2% | $120,650,049 |
| Connecticut | small-group | 4.7% | $103,559,109 |
| California | small-group | 4.8% | $100,752,106 |
| Utah | large-group | 1.2% | $94,002,586 |
| South Carolina | large-group | 1.2% | $84,605,970 |
| Oregon | large-group | 1.2% | $67,134,295 |
| Nevada | large-group | 1.2% | $64,233,930 |
| Delaware | large-group | 1.2% | $63,711,119 |
| Kansas | large-group | 1.2% | $59,639,103 |
| Indiana | individual | 5.7% | $54,300,963 |
| Michigan | large-group | 1.2% | $47,037,779 |
| Indiana | large-group | 1.2% | $42,768,294 |
| Arizona | small-group | 5.2% | $31,448,430 |
| Vermont | large-group | 1.2% | $25,108,103 |
| Kentucky | large-group | 1.2% | $22,939,972 |
| Minnesota | large-group | 1.2% | $22,596,321 |
| Mississippi | large-group | 1.2% | $21,204,446 |
| Wisconsin | large-group | 1.2% | $18,570,696 |
| Kansas | small-group | 2.6% | $16,597,226 |
| Tennessee | small-group | 3.5% | $15,603,133 |
| Utah | individual | 6.6% | $15,426,237 |
| West Virginia | large-group | 1.2% | $13,997,821 |
| Missouri | small-group | 3.5% | $12,255,225 |
| Louisiana | large-group | 1.2% | $12,244,374 |
| Pennsylvania | individual | 0.6% | $9,997,498 |
| Oklahoma | large-group | 1.2% | $7,602,976 |
| Wyoming | large-group | 1.2% | $7,553,049 |
| Rhode Island | large-group | 1.2% | $3,331,836 |
| Missouri | individual | 0.9% | $2,980,481 |
| Idaho | large-group | 1.2% | $2,435,143 |
| Montana | large-group | 1.2% | $1,690,450 |
| Nebraska | large-group | 1.2% | $1,193,555 |
| Illinois | small-group | 2.5% | $1,145,748 |
| Iowa | large-group | 1.2% | $1,136,723 |
| Kansas | individual | 0.5% | $908,470 |
| Pennsylvania | small-group | 5.3% | $470,349 |
| Florida | small-group | 0.0% | $252,325 |
| North Dakota | large-group | 1.2% | $170,937 |
| Massachusetts | individual | 0.0% | $32,146 |
| New York | individual | 0.0% | $23,523 |
| Georgia | individual | 0.0% | $13,228 |
| West Virginia | individual | 0.0% | $1,337 |
| Kentucky | individual | 0.0% | $460 |
| Illinois | individual | 0.0% | $45 |
All 73 states and markets
Every state and market this carrier reported for 2024, largest premium first.
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| Florida | individual | 32.1% |
| Tennessee | individual | 40.1% |
| Virginia | individual | 22.8% |
| Colorado | individual | 26.3% |
| Mississippi | individual | 33.4% |
| Arizona | small-group | 0.2% |
| Indiana | individual | 30.0% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both