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States · NC

Employer benefit plans in North Carolina

923 insured group benefit plans sponsored by North Carolina employers are on public Form 5500 record, carrying 4,284 Schedule A contracts. A row is one plan, so an employer that files two of them is counted twice. Reported premium totals $3.7B, with $128.5M in disclosed broker commissions. Renewals cluster on January 1: 65% of these plans have policy years ending in December.

These are the plans of 250 participants or more that disclosed a broker commission — the ones we publish as pages. Smaller plans, self-funded plans and retirement plans are on file too and open from search.

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · every figure is as filed for plan years 2023–2026 · we last synced Oct 2026

Employer plans
923
All participants
2,317,569
Premium on file
$3.7B
Broker commissions
$128.5M

Participants are line 5 of each filing: everyone in the plan, retirees and separated members included. A plan sponsored in North Carolina can cover people in every state, and an employer with two plans is counted in both.

When North Carolina plans renew

Employer plans by typical renewal, the 1st after the policy period ends. A plan’s month comes from one contract: the one with the largest disclosed commission on its most recent filing, preferring a medical contract when the plan has one.

  1. 603Jan 1
  2. 16Feb 1
  3. 16Mar 1
  4. 36Apr 1
  5. 22May 1
  6. 50Jun 1
  7. 55Jul 1
  8. 27Aug 1
  9. 16Sep 1
  10. 47Oct 1
  11. 25Nov 1
  12. 10Dec 1

Largest employer plans in North Carolina

By total annual premium reported on Schedule A.

BANK OF AMERICA CORPORATIONCHARLOTTERenews Jan 1FY2025$480.4MpremiumLOWES COMPANIES INCMOORESVILLERenews Jan 1FY2024$151.6MpremiumCOMPASS GROUP USA, INC.CHARLOTTERenews Jan 1FY2024$141.2MpremiumCHARTER COMMUNICATIONS, INC.CHARLOTTERenews Jan 1FY2025$99.3MpremiumHONEYWELL INTERNATIONAL INC.CHARLOTTERenews Jan 1FY2025$74.7MpremiumDUKE UNIVERSITYDURHAMRenews Jan 1FY2024$55MpremiumLABORATORY CORPORATION OF AMERICA HOLDINGSBURLINGTONRenews Jan 1FY2024$50.7MpremiumOLD DOMINION FREIGHT LINE, INC.THOMASVILLERenews Jan 2FY2025$50.6MpremiumNOVANT HEALTH, INCWINSTON SALEMRenews Jan 1FY2025$50.6MpremiumHR OUTSOURCING ASSOCIATES, LLCCHARLOTTERenews Jan 1FY2024$48.8MpremiumADVANCE STORES COMPANY, INC.RALEIGHRenews Jan 1FY2024$46.2MpremiumNUCOR CORPORATIONCHARLOTTERenews Jan 1FY2024$45.4MpremiumTRUIST FINANCIAL CORPORATIONCHARLOTTERenews Jan 1FY2025$40.1MpremiumDELHAIZE AMERICA, LLCSALISBURYRenews Jan 1FY2024$38.8MpremiumFIRST-CITIZENS BANK & TRUST COMPANYRALEIGHRenews Jan 1FY2025$33.9MpremiumVOLVO GROUP NORTH AMERICA LLCGREENSBORORenews Jan 1FY2024$28.4MpremiumTRANE TECHNOLOGIES COMPANY LLCDAVIDSONRenews Jan 1FY2024$28.2MpremiumPARK COMMUNICATIONS, LLC DBA MILLENNIUM PRINT GROUP (MPG)MORRISVILLERenews Jan 1FY2024$27.6MpremiumREYNOLDS AMERICAN INC.WINSTON-SALEMRenews Jan 1FY2024$25.8MpremiumIQVIA INC.DURHAMRenews Jan 1FY2025$24.3MpremiumBIOMERIEUX, INC.DURHAMRenews Jan 1FY2024$21.8MpremiumRENUITY, LLCCHARLOTTERenews Jan 1FY2025$20.4MpremiumCURO HEALTH SERVICES, LLCMOORESVILLERenews Jan 1FY2025$19.3MpremiumALI GROUP NORTH AMERICA CORPORATIONWINSTON SALEMRenews Apr 1FY2025$19MpremiumTHE HEARST CORPORATIONCHARLOTTERenews Jan 1FY2024$18.1MpremiumSIX FLAGS ENTERTAINMENT CORPCHARLOTTERenews Jan 1FY2025$17.3MpremiumABB INC.CARYRenews Jan 1FY2024$17.2MpremiumPROPHARMA GROUP, LLCRALEIGHRenews Mar 1FY2025$17.1MpremiumWASTE INDUSTRIES, LLCRALEIGHRenews Jan 1FY2025$16.7MpremiumCORNERSTONE BUILDING BRANDS, INCCARYRenews Jan 1FY2025$16.7MpremiumWAKE FOREST BAPTIST MEDICAL CENTERWINSTON-SALEMRenews Jan 1FY2024$16.7MpremiumTHE MOSES H. CONE MEMORIAL HOSPITAL OPERATING CORPORATIONGREENSBORORenews Jan 1FY2025$16.1MpremiumNCINO, INC.WILMINGTONRenews Jan 1FY2025$15.9MpremiumJF ACQUISITION, LLC DBA JF PETROLEUM GROUPMORRISVILLERenews Jan 1FY2025$15.6MpremiumPRIVATE DIAGNOSTIC CLINIC, PLLCDURHAMRenews Jul 1FY2023$14.9MpremiumTRANE U.S. INC.DAVIDSONRenews Jan 1FY2024$14.1MpremiumHARRIS TEETER SUPERMARKETS, INC.MATTHEWSRenews Dec 26FY2025$13.9MpremiumCOMMSCOPE NORTH CAROLINA, LLCCLAREMONTRenews Jan 1FY2025$13.5MpremiumCOCA-COLA CONSOLIDATED, INC.CHARLOTTERenews Jan 1FY2024$13.2MpremiumSONIC AUTOMOTIVE INC.CHARLOTTERenews Jan 1FY2025$12.5MpremiumKIMLEY-HORN AND ASSOCIATES, INC.RALEIGHRenews Jan 1FY2025$12.3MpremiumHOSPICE & PALLIATIVE CARE CHARLOTTE REGIONCHARLOTTERenews Nov 1FY2025$12.2MpremiumWAKEMEDRALEIGHRenews Jan 1FY2024$12MpremiumTG THERAPEUTICS, INC.MORRISVILLERenews Jan 1FY2025$11.9MpremiumPIKE ENTERPRISES, LLCMOUNT AIRYRenews May 1FY2025$11.9MpremiumCARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIPCHARLOTTERenews Jan 1FY2025$11.8MpremiumCOOK OUT EAST, INC.THOMASVILLERenews Oct 1FY2025$11.8MpremiumQORVO US, INC.GREENSBORORenews Jan 1FY2025$11.8MpremiumALBEMARLE CORPORATIONCHARLOTTERenews Jan 1FY2024$11.7MpremiumAMWINS GROUP, INC.CHARLOTTERenews Jan 1FY2025$11.6Mpremium

Most active brokers based in North Carolina

Brokers of record whose filed Schedule A address gives North Carolina as the state, with the city from that same address. Ranked by the commissions they disclosed on every contract they filed, in North Carolina and in other states. Each office is listed on its own, so a national firm can appear more than once.

MCGRIFF INSURANCE SERVICES, INC.CHARLOTTE$20.4Mcommissions, all statesNFP CORPORATE SERVICES (SE) INC.CHARLOTTE$10Mcommissions, all statesMCGRIFF INSURANCE SERVICES INCGREENSBORO$9.6Mcommissions, all statesMARSH & MCLENNAN AGENCY, LLCGREENSBORO$6.3Mcommissions, all statesMARSH & MCLENNAN AGENCY LLCCHARLOTTE$5.7Mcommissions, all statesIBENEFIT COMMUNICATION, LLCCHARLOTTE$5.6Mcommissions, all statesMARSH & MCLENNAN AGENCY, LLCRALEIGH$4.3Mcommissions, all statesMCGRIFF, A MARSH & MCLENNAN AGENCYGREENSBORO$4Mcommissions, all statesUSI INSURANCE SERVICES LLCCHARLOTTE$3.6Mcommissions, all statesLOCKTON COMPANIES, LLCCHARLOTTE$3.5Mcommissions, all statesJAMES A SCOTT & SON INCCHARLOTTE$3.3Mcommissions, all statesWILLIS TOWERS WATSON SOUTHEASTCHARLOTTE$3.2Mcommissions, all statesGALLAGHER BENEFIT SERVICES, INC.MORRISVILLE$3Mcommissions, all statesGALLAGHER BENEFIT SERVICES, INC.DURHAM$2.3Mcommissions, all statesEBENCONCEPTS COMPANYGREENSBORO$2.2Mcommissions, all statesMCGRIFF INSURANCE SERVICES INC.RALEIGH$2.2Mcommissions, all statesGALLAGHER BENEFIT SERVICES, INCCHARLOTTE$1.9Mcommissions, all statesMCGRIFF INSURANCE SERVICES INCDURHAM$1.5Mcommissions, all statesEMPLOYEE PLANS INS CONSULTANTS INCGREENSBORO$1.4Mcommissions, all statesMOSAIC GROUP SERVICES LLCDURHAM$1.4Mcommissions, all statesTHE HILB GROUP OF NORTH CAROLINAWINSTON SALEM$1.3Mcommissions, all statesJAMES A. SCOTT & SON, INC.RALEIGH$1.2Mcommissions, all statesNFP CORPORATE SERVICES INCCHARLOTTE$1.1Mcommissions, all statesAON CONSULTINGCHARLOTTE$1.1Mcommissions, all statesMCGRIFF, A MARSH MCLENNAN AGENCYCHARLOTTE$1.1Mcommissions, all states

Carriers writing North Carolina groups

By the number of North Carolina employer plans naming the carrier on a Schedule A contract. A plan that names two carriers is counted for both.

Looking for a specific company? Search every Form 5500 filer — including self-funded and small plans that don’t appear in these lists.