Form 5500 · Employee benefit plan · THOMASVILLE, NC
OLD DOMINION FREIGHT LINE, INC.
The filing calls this plan OLD DOMINION EMPLOYEE BENEFIT PLAN.
OLD DOMINION FREIGHT LINE, INC. of THOMASVILLE, NC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WORKPLACE SOLUTIONS, INC.. Coverage is written through DELTA DENTAL OF NORTH CAROLINA and 6 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0751714 · plan 501 · plan year 2024, filed Oct 7, 2025
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57 other employer plans in North Carolina have policy years ending in January. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with DELTA DENTAL OF NORTH CAROLINA, covers 44,525 people.
The filing declares dental, vision, life, disability and health. Health appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $1,262,295 in premium and $63,848 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.
Reported premium across the insured contracts is $50,649,661, with $1,940,506 in disclosed broker commissions — about 3.8% of premium.
The most recent policy period ended in January, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 10,651 | Jan 2, 2025 | $3,798,173 | $837,232 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 11,665 | Jan 2, 2025 | $3,860,261 | $371,009 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 16,016 | Jan 2, 2025 | $9,278,116 | $278,343 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 9,977 | Jan 2, 2025 | $8,157,224 | $203,931 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 12,129 | Jan 2, 2025 | $5,592,732 | $139,818 |
| RELIASTAR LIFE INSURANCE COMPANY | Stop-loss | 21,272 | Jan 1, 2025 | $1,262,295 | $63,848 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 2,180 | Jan 2, 2025 | $953,382 | $23,868 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 22,520 | Jan 2, 2025 | $1,939,181 | $9,696 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 417 | Jan 2, 2025 | $146,599 | $8,101 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life | 151 | Jan 2, 2025 | $52,049 | $4,346 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 35 | Jan 2, 2025 | $9,795 | $314 |
| DELTA DENTAL OF NORTH CAROLINA | Dental | 44,525 | Jan 1, 2025 | $13,570,319 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 39,492 | Jan 1, 2025 | $2,029,535 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
Named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 14,004 employees, 523 recordable cases, 5,551 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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Renewal calendar
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