Form 5500 · Employee benefit plan · CHARLOTTE, NC
RENUITY, LLC
RENUITY, LLC of CHARLOTTE, NC spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 87-3137979 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 6,259 people.
Reported premium across the insured contracts is $20,367,197, with $224,760 in disclosed broker commissions — about 1.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA and HEALTH ADVOCATE SOLUTIONS, INC. — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 3,482 | December | $995,260 | $144,619 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 6,259 | December | $16,723,405 | $49,836 |
| UNITEDHEALTHCARE INSURANCE COMPANY | — | 505 | December | $228,103 | $30,305 |
| HEALTH ADVOCATE SOLUTIONS, INC. | — | 3,471 | December | $59,995 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 379 | December | $2,360,434 | $0 |
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