Form 5500 · Employee benefit plan · WILMINGTON, NC
NCINO, INC.
Public Form 5500 records show how NCINO, INC. of WILMINGTON, NC, a professional services employer, structures its employee benefits. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF NORTH CAROLINA and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-4353148 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF NORTH CAROLINA, covers 2,883 people.
Reported premium across the insured contracts is $15,880,492, with $203,348 in disclosed broker commissions — about 1.3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 5 of the 9 contracts; the rest name a different broker or none.
6 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF NORTH CAROLINA, STARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and UNUM INSURANCE COMPANY among them — with BLUE CROSS BLUE SHIELD OF NORTH CAROLINA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,183 | December | $1,288,462 | $90,821 |
| STARMOUNT LIFE INSURANCE COMPANY | Dental, Vision | 1,177 | December | $1,501,677 | $48,875 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 313 | December | $174,619 | $26,193 |
| UNUM INSURANCE COMPANY | — | 378 | December | $84,843 | $17,464 |
| UNUM INSURANCE COMPANY | — | 222 | December | $73,573 | $14,715 |
| FOUR EVER LIFE INS CO. | Health | 5 | December | $43,200 | $4,320 |
| FOUR EVER LIFE INS CO. | — | 1,416 | December | $9,604 | $960 |
| HEALTH ADVOCATE SOLUTIONS INC. | — | 1,106 | December | $19,775 | $0 |
| BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | Health | 2,883 | December | $12,684,739 | $0 |
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