Form 5500 · Employee benefit plan · CHARLOTTE, NC
TRUIST FINANCIAL CORPORATION
The filing calls this plan TRUIST FINANCIAL CORPORATION EMPLOYEE BENEFIT PLAN.
TRUIST FINANCIAL CORPORATION of CHARLOTTE, NC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through HARTFORD LIFE AND ACCIDENT and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0939887 · plan 508 · plan year 2025, filed Jul 24, 2026
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1,311 other employer plans in North Carolina have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
6 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering life and disability; the largest, with HARTFORD LIFE AND ACCIDENT, covers 52,416 people.
The filing declares life, disability, health, dental and vision. Health, dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 6 contracts here that do not say what they cover.
Reported premium across the insured contracts is $40,076,067, with $2,268,462 in disclosed broker commissions — about 5.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY LLC is the broker of record on 2 of the 7 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 52,416 | Jan 1, 2026 | $32,465,343 | $834,135 |
| UNUM INSURANCE COMPANY | — | 6,283 | Jan 1, 2026 | $2,744,046 | $686,282 |
| UNUM INSURANCE COMPANY | — | 8,009 | Jan 1, 2026 | $1,545,838 | $386,823 |
| UNUM INSURANCE COMPANY | — | 8,926 | Jan 1, 2026 | $1,376,242 | $344,478 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 222 | Jan 1, 2026 | $87,377 | $16,744 |
| HARTFORD LIFE AND ACCIDENT | — | 13,878 | Jan 1, 2026 | $1,402,673 | $0 |
| COMPSYCH CORPORATION | — | 39,173 | Jan 1, 2026 | $454,548 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
1,311 other employer plans in North Carolina are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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