Form 5500 · Employee benefit plan · RALEIGH, NC
ADVANCE STORES COMPANY, INC.
The filing calls this plan ADVANCE AUTO PARTS WELFARE BENEFITS PLAN.
ADVANCE STORES COMPANY, INC. of RALEIGH, NC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 13 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-0118110 · plan 515 · plan year 2024, filed Nov 25, 2025
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1,311 other employer plans in North Carolina have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 8 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 679 of 65,685 participants (1%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 17 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 37,304 people.
Reported premium across the insured contracts is $46,218,969, with $264,860 in disclosed broker commissions — about 0.6% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in January. The plan is on a split renewal cycle.
MARSH & MCLENNAN AGENCY LLC is the broker of record on 1 of the 17 contracts; the rest name a different broker or none.
14 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, DELTA DENTAL OF VIRGINIA, KAISER FOUNDATION HEALTH PLAN, INC. and CONTINENTAL AMERICAN INSURANCE COMPANY. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | Health | 14,404 | Jan 1, 2025 | $3,493,093 | $140,853 |
| TRIPLE S SALUD, INC. | Health, Dental | 339 | Jan 1, 2025 | $2,430,697 | $72,921 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 1,956 | Jan 1, 2025 | $371,392 | $39,976 |
| ACE AMERICAN INSURANCE COMPANY | — | 64,726 | Jan 1, 2025 | $50,550 | $10,110 |
| AXIS INSURANCE COMPANY | — | 64,726 | Feb 1, 2024 | $5,000 | $1,000 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 37,304 | Jan 1, 2025 | $9,779,678 | $0 |
| DELTA DENTAL OF VIRGINIA | Dental | 31,072 | Jan 1, 2025 | $9,475,757 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 42,325 | Jan 1, 2025 | $6,709,671 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 679 | Jan 1, 2025 | $5,483,244 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 572 | Jan 1, 2025 | $4,334,888 | $0 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 28,932 | Jan 1, 2025 | $1,908,410 | $0 |
| HEALTHKEEPERS, INC. | — | 67,095 | Jan 1, 2025 | $902,921 | $0 |
| MEDICA INSURANCE COMPANY | Health | 27 | Jan 1, 2025 | $399,796 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 3,157 | Jan 1, 2025 | $361,854 | $0 |
| SECURITY HEALTH PLAN OF WISCONSIN, INC. | Health | 28 | Jan 1, 2025 | $327,294 | $0 |
| HEALTH ALLIANCE PLAN | Health | 16 | Jan 1, 2025 | $167,968 | $0 |
| HMSA | Health | 2 | Jan 1, 2025 | $16,756 | $0 |
Premium and claims on these contracts
TRIPLE S SALUD, INC., contract SP004072. For the contract year on this filing, the carrier reported $2,430,697 in premium earned and $2,255,223 in claims incurred. Dividing one by the other gives 93%.
DELTA DENTAL OF VIRGINIA, contract 00000006159. For the contract year on this filing, the carrier reported $9,475,757 in premium earned and $7,009,036 in claims incurred. Dividing one by the other gives 74%.
SECURITY HEALTH PLAN OF WISCONSIN, INC., contract C0004473714. For the contract year on this filing, the carrier reported $327,294 in premium earned and $101,697 in claims incurred. Dividing one by the other gives 31%.
- TRIPLE S SALUD, INC., contract SP004072 reported $72,921 in retention.
- DELTA DENTAL OF VIRGINIA, contract 00000006159 reported $0 in retention.
- SECURITY HEALTH PLAN OF WISCONSIN, INC., contract C0004473714 reported $22,543 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 134 employees, 1 recordable cases, 137 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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