Form 5500 · Employee benefit plan · CHARLOTTE, NC
COCA-COLA CONSOLIDATED, INC.
COCA-COLA CONSOLIDATED, INC. of CHARLOTTE, NC insures health, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is ALIGHT SOLUTIONS. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0950585 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, disability and stop-loss; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 13,233 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $13,180,419, with $359,814 in disclosed broker commissions — about 2.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ALIGHT SOLUTIONS is the broker of record on 2 of the 9 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM INSURANCE COMPANY | — | 3,000 | December | $1,179,289 | $246,187 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 3,522 | December | $596,822 | $113,037 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Health | 1 | December | $6,555 | $590 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 13,233 | December | $5,168,157 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 13,555 | December | $487,630 | $0 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Health | 4 | December | $1,509 | $0 |
| SWISS RE | Stop-loss | 11,766 | December | $1,484,567 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 15,048 | December | $4,255,485 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 0 | December | $405 | $0 |
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