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States · MN

Employer benefit plans in Minnesota

820 insured group benefit plans sponsored by Minnesota employers are on public Form 5500 record, carrying 3,083 Schedule A contracts. A row is one plan, so an employer that files two of them is counted twice. Reported premium totals $2.7B, with $75.6M in disclosed broker commissions. Renewals cluster on January 1: 84% of these plans have policy years ending in December.

These are the plans of 250 participants or more that disclosed a broker commission — the ones we publish as pages. Smaller plans, self-funded plans and retirement plans are on file too and open from search.

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · every figure is as filed for plan years 2023–2026 · we last synced Oct 2026

Employer plans
820
All participants
2,597,160
Premium on file
$2.7B
Broker commissions
$75.6M

Participants are line 5 of each filing: everyone in the plan, retirees and separated members included. A plan sponsored in Minnesota can cover people in every state, and an employer with two plans is counted in both.

When Minnesota plans renew

Employer plans by typical renewal, the 1st after the policy period ends. A plan’s month comes from one contract: the one with the largest disclosed commission on its most recent filing, preferring a medical contract when the plan has one.

  1. 688Jan 1
  2. 11Feb 1
  3. 10Mar 1
  4. 21Apr 1
  5. 14May 1
  6. 9Jun 1
  7. 26Jul 1
  8. 8Aug 1
  9. 11Sep 1
  10. 16Oct 1
  11. 4Nov 1
  12. 2Dec 1

Largest employer plans in Minnesota

By total annual premium reported on Schedule A.

UNITEDHEALTH GROUP INCORPORATEDMINNETONKARenews Jan 1FY2025$322.1MpremiumTARGET CORPORATIONBROOKLYN PARKRenews Apr 1FY2025$111.1MpremiumMEDTRONICMINNEAPOLISRenews Jul 1FY2025$102.8MpremiumU.S. BANCORPMINNEAPOLISRenews Jan 1FY2025$98.8MpremiumMAYO CLINICROCHESTERRenews Jan 1FY2025$78.6MpremiumLAND O'LAKES, INC.ST. PAULRenews Jan 1FY2025$76MpremiumOPTUM MEDICAL SERVICES, P.C.EDEN PRAIRIERenews Jan 1FY2025$47.1MpremiumBEST BUY CO., INC.RICHFIELDRenews Jan 1FY2025$42.7MpremiumECOLAB INC.ST. PAULRenews Jan 1FY2024$35.6MpremiumCARGILL, INCORPORATEDMINNEAPOLISRenews Jan 1FY2025$29.8MpremiumEEC ACQUISITION, LLCST. PAULRenews Jan 1FY2025$25.7MpremiumST. CROIX HOSPICE ACQUISITION CORPMENDOTA HEIGHTSRenews Jan 1FY2025$25.2MpremiumXCEL ENERGY INC.MINNEAPOLISRenews Jan 1FY2024$24.8MpremiumNATIONAL MENTOR HOLDINGS, LLCEDINARenews Jan 1FY2025$24.5MpremiumFISH & RICHARDSON P.C.MINNEAPOLISRenews Jan 1FY2025$23.5MpremiumWEALTH ENHANCEMENT GROUPPLYMOUTHRenews Jan 1FY2025$22.4MpremiumCASSIAEDINARenews Jan 1FY2025$22.2MpremiumMARSH & MCLENNAN AGENCY, LLCMINNEAPOLISRenews Jan 1FY2025$21.4MpremiumMINNESOTA COUNCIL OF NONPROFITSST. PAULRenews Jan 1FY2025$20.7MpremiumTRAVELERS COMPANIES, INC.ST. PAULRenews Jan 1FY2024$19.8MpremiumFORTRA, LLCEDEN PRAIRIERenews Jan 1FY2025$18.8MpremiumARCTIC WOLF NETWORKS, INC.EDEN PRARIERenews Jan 1FY2025$18.3MpremiumOLD REPUBLIC NATIONAL TITLE HOLDING COMPANYMINNETONKARenews Jan 1FY2024$18.3MpremiumALLINA HEALTH SYSTEMMINNEAPOLISRenews Jan 1FY2025$17.6MpremiumFAIRVIEW HEALTH SERVICESMINNEAPOLISRenews Jan 1FY2025$16.8MpremiumMARCO TECHNOLOGIES, LLCST. CLOUDRenews Jan 1FY2025$16.8MpremiumDATASITE LLCMINNEAPOLISRenews Jan 1FY2025$15.5MpremiumANI PHARMACEUTICALS, INC.BAUDETTERenews Jan 1FY2025$14.1MpremiumTHOMSON REUTERS HOLDINGS INC.EAGANRenews Jan 1FY2025$14MpremiumANDERSEN CORPORATIONBAYPORTRenews Jan 1FY2025$13.8MpremiumPROCARE HR CORPORATIONMINNEAPOLISRenews Jan 1FY2025$13.8Mpremium3M COMPANYST. PAULRenews Jan 1FY2025$13.4MpremiumROOM & BOARD, INC.MINNEAPOLISRenews Jan 1FY2025$13.2MpremiumPERFORCE SOFTWARE, INC.MINNEAPOLISRenews Jan 1FY2025$12.7MpremiumESSENTIA HEALTHDULUTHRenews Jan 1FY2025$12.3MpremiumGROUP MANAGEMENT SERVICESEAGANRenews Jan 1FY2025$12.3MpremiumEEC ACQUISITION, LLCST. PAULRenews Jan 1FY2023$11.5MpremiumVESSCO MIDCO HOLDINGS, LLCCHANHASSENRenews Jan 1FY2024$11.3MpremiumPRO SYSTEMS CORPORATIONDETROIT LAKESRenews Jan 1FY2025$10.7MpremiumTWIN CITIES BAKERY WORKERS HEALTH AND WELFARE FUNDEAGANRenews Jan 1FY2024$10.4MpremiumHOUSING FIRST MINNESOTA CONSORTIUMROSEVILLERenews Jan 1FY2025$10.1MpremiumDELUXE CORPORATIONMINNEAPOLISRenews Jan 1FY2025$9.8MpremiumTACTILE SYSTEMS TECHNOLOGY, INC.MINNEAPOLISRenews Jan 1FY2025$9.6MpremiumTRANSPORT LEASING/CONTRACT, INC.BROOKLYN CENTERRenews Jan 1FY2023$9.5MpremiumST. FRANCIS HEALTH SERVICES OF MORRISMORRISRenews Jan 1FY2025$9.4MpremiumLIFESPARK GROUP, LLCST. LOUIS PARKRenews Jan 1FY2025$9.2MpremiumHORMEL FOODS CORPORATIONAUSTINRenews Oct 27FY2025$8.8MpremiumHUNT ELECTRIC CORPORATIONEAGANRenews Jan 1FY2025$8.7MpremiumSTEARNS FINANCIAL SERVICES, INC.SAINT CLOUDRenews Jan 1FY2025$8.5MpremiumPARK NICOLLET HEALTH SERVICESST. LOUIS PARKRenews Jan 1FY2025$8.4Mpremium

Most active brokers based in Minnesota

Brokers of record whose filed Schedule A address gives Minnesota as the state, with the city from that same address. Ranked by the commissions they disclosed on every contract they filed, in Minnesota and in other states. Each office is listed on its own, so a national firm can appear more than once.

MERCER HEALTH AND BENEFITS ADMINMINNEAPOLIS$26.4Mcommissions, all statesMERCER HEALTH & BENEFITS ADMIN LLCMINNEAPOLIS$25.5Mcommissions, all statesMERCER HEALTH AND BENEFITS, LLCMINNEAPOLIS$15.9Mcommissions, all statesMARSH & MCLENNAN AGENCY LLCMINNEAPOLIS$10.9Mcommissions, all statesMERCER HEALTH & BENEFITS, LLCMINNEAPOLIS$9.3Mcommissions, all statesUSI INSURANCE SERVICES LLCBLOOMINGTON$6.9Mcommissions, all statesBROWN & BROWN INSURANCE SERVICESMINNEAPOLIS$6Mcommissions, all statesMERCER H&B ADMINISTRATIONMINNEAPOLIS$5.7Mcommissions, all statesHAYS COMPANIES, INC.MINNEAPOLIS$5.5Mcommissions, all statesAMERIPRISE FINANCIAL SERVICES, INC.MINNEAPOLIS$2.9Mcommissions, all statesBROWN & BROWN INSURANCE SVCS., INC.MINNEAPOLIS$2.3Mcommissions, all statesBROWN & BROWN INS. SERVICES, INC.MINNEAPOLIS$2.2Mcommissions, all statesCHRISTENSEN GROUPEDEN PRAIRIE$2Mcommissions, all statesGALLAGHER BENEFIT SERVICES, INC.BLOOMINGTON$2Mcommissions, all statesMERCER HEALTH & BENEFITS ADMINISTRAMINNEAPOLIS$1.9Mcommissions, all statesNFP CORPORATE SERVICES (MN) INCPLYMOUTH$1.9Mcommissions, all statesLOCKTON COMPANIES, LLCMINNEAPOLIS$1.8Mcommissions, all statesNORTH RISK PARTNERS LLCST CLOUD$1.7Mcommissions, all statesMERCER H&B ADMIN LLCMINNEAPOLIS$1.6Mcommissions, all statesBROWN & BROWN OF MINNESOTA, INC.MINNEAPOLIS$1.3Mcommissions, all statesBROWN & BROWN MN MINNEAPOLISMINNEAPOLIS$1.2Mcommissions, all statesBROWN AND BROWN INS SVCS, INC.MINNEAPOLIS$1.2Mcommissions, all statesNFP CORPORATE SERVICES INCPLYMOUTH$971.3Kcommissions, all statesUSI INSURANCE SERVICES LLCMINNEAPOLIS$937.7Kcommissions, all statesRBC CAPITAL MARKETSMINNEAPOLIS$929.6Kcommissions, all states

Carriers writing Minnesota groups

By the number of Minnesota employer plans naming the carrier on a Schedule A contract. A plan that names two carriers is counted for both.

Looking for a specific company? Search every Form 5500 filer — including self-funded and small plans that don’t appear in these lists.