Form 5500 · Employee benefit plan · MINNEAPOLIS, MN
FISH & RICHARDSON P.C.
The filing calls this plan FISH & RICHARDSON P.C. GROUP BENEFITS PLAN.
FISH & RICHARDSON P.C. of MINNEAPOLIS, MN files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY LLC (NE). Coverage is written through BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3254521 · plan 501 · plan year 2025, filed Jul 1, 2026
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1,865 other employer plans in Minnesota have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
8 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: other welfare, death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., covers 2,138 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 8 contracts here that do not say what they cover.
Reported premium across the insured contracts is $23,462,074, with $400,873 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY LLC (NE) is the broker of record on 1 of the 13 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | Health, Vision | 2,138 | Jan 1, 2026 | $20,751,385 | $233,039 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,144 | Jan 1, 2026 | $1,594,319 | $47,829 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | 174 | Jan 1, 2026 | $299,450 | $33,021 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 313 | Jan 1, 2026 | $145,162 | $21,774 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 1,028 | Jan 1, 2026 | $82,810 | $18,050 |
| UNUM INSURANCE COMPANY | — | 341 | Jan 1, 2026 | $97,509 | $14,626 |
| UNUM INSURANCE COMPANY | — | 288 | Jan 1, 2026 | $62,258 | $8,567 |
| UNUM INSURANCE COMPANY | — | 214 | Jan 1, 2026 | $59,509 | $8,126 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | 28 | Jan 1, 2026 | $69,251 | $7,905 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 27 | Jan 1, 2026 | $234,769 | $5,338 |
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | 11 | Jan 1, 2026 | $16,849 | $2,598 |
| HMSA BLUE CROSS/BLUE SHIELD | Health | 4 | Jan 1, 2026 | $26,795 | $0 |
| COMPSYCH CORPORATION | — | 1,212 | Jan 1, 2026 | $22,008 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
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