Form 5500 · Employee benefit plan · MINNEAPOLIS, MN
CARGILL, INCORPORATED
CARGILL, INCORPORATED of MINNEAPOLIS, MN files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AMERICAN BEN & COMP SYSTEMS INC. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 7 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0177680 · plan 565 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with PRUDENTIAL INSURANCE COMPANY OF AMERICA, covers 68,042 people.
Reported premium across the insured contracts is $32,681,975, with $888,369 in disclosed broker commissions — about 2.7% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in June — the plan is on a split renewal cycle.
AMERICAN BEN & COMP SYSTEMS INC is the broker of record on 1 of the 10 contracts; the rest name a different broker or none.
8 carriers appear on the filing — PRUDENTIAL INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN, RELIASTAR LIFE INSURANCE COMPANY and HARTFORD LIFE AND ACCIDENT among them — with PRUDENTIAL INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life | 68,042 | December | $17,843,705 | $497,678 |
| RELIASTAR LIFE INSURANCE COMPANY | — | 13,280 | December | $2,888,803 | $349,339 |
| CIGNA HEALTH AND LIFE INSURANCE CO | Health, Dental | 208 | December | $2,065,355 | $41,352 |
| ACE AMERICAN INSURANCE COMPANY | — | 28,373 | June | $213,937 | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 41,432 | May | $896,726 | $0 |
| HAWAII MEDICAL SERCIVE ASSOCIATION | Health | 6 | December | $31,159 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 175 | December | $1,499,090 | $0 |
| HARTFORD LIFE AND ACCIDENT | Disability | 18,567 | December | $2,502,795 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 27 | December | $249,509 | $0 |
| VISION SERVICE PLAN | Vision | 25,847 | December | $4,490,896 | $0 |
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