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States · MA

Employer benefit plans in Massachusetts

1,078 insured group benefit plans sponsored by Massachusetts employers are on public Form 5500 record, carrying 5,120 Schedule A contracts. A row is one plan, so an employer that files two of them is counted twice. Reported premium totals $5.7B, with $149.1M in disclosed broker commissions. Renewals cluster on January 1: 65% of these plans have policy years ending in December.

These are the plans of 250 participants or more that disclosed a broker commission — the ones we publish as pages. Smaller plans, self-funded plans and retirement plans are on file too and open from search.

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · every figure is as filed for plan years 2023–2026 · we last synced Oct 2026

Employer plans
1,078
All participants
1,973,540
Premium on file
$5.7B
Broker commissions
$149.1M

Participants are line 5 of each filing: everyone in the plan, retirees and separated members included. A plan sponsored in Massachusetts can cover people in every state, and an employer with two plans is counted in both.

When Massachusetts plans renew

Employer plans by typical renewal, the 1st after the policy period ends. A plan’s month comes from one contract: the one with the largest disclosed commission on its most recent filing, preferring a medical contract when the plan has one.

  1. 700Jan 1
  2. 12Feb 1
  3. 19Mar 1
  4. 37Apr 1
  5. 35May 1
  6. 39Jun 1
  7. 118Jul 1
  8. 28Aug 1
  9. 25Sep 1
  10. 31Oct 1
  11. 22Nov 1
  12. 12Dec 1

Largest employer plans in Massachusetts

By total annual premium reported on Schedule A.

MASSACHUSETTS BANKERS ASSOCIATION INC.BOSTONRenews Jan 1FY2025$213.2MpremiumNATIONAL MEDICAL CARE, INC.WALTHAMRenews Jan 1FY2025$204.3MpremiumTEAMSTERS UNION LOCAL 25 HEALTH SERVICES & INSURANCE PLANCHARLESTOWNRenews Sep 1FY2025$111.3MpremiumTHE TJX COMPANIES, INC.FRAMINGHAMRenews Jan 1FY2024$110.5MpremiumDANA-FARBER CANCER INSTITUTE, INC.BOSTONRenews Jan 1FY2024$105.5MpremiumBETH ISRAEL LAHEY HEALTH, INC.CAMBRIDGERenews Jan 1FY2025$57MpremiumSONESTA INTERNATIONAL HOTELS CORPORATIONNEWTONRenews May 1FY2025$56.9MpremiumLIBERTY MUTUAL GROUP INC.BOSTONRenews Jan 1FY2024$56.4MpremiumPRESIDENT & FELLOWS OF HARVARD COLLEGE HARVARD HUMAN RESOURCES, BENEFICAMBRIDGERenews Jan 1FY2024$53.7MpremiumMASS GENERAL BRIGHAM INCORPORATEDSOMERVILLERenews Jan 1FY2025$52.9MpremiumTOAST, INC.BOSTONRenews Aug 1FY2024$48.7MpremiumSHIELDS HEALTH MANAGEMENT COMPANY, LLCSTOUGHTONRenews Jan 1FY2025$47.9MpremiumPHILIPS NORTH AMERICA LLCCAMBRIDGERenews Jan 1FY2024$42.7MpremiumALKERMES INC.WALTHAMRenews Jan 1FY2024$40.1MpremiumGENESIS HR SOLUTIONSBURLINGTONRenews Jan 1FY2023$36.6MpremiumNETSCOUT SYSTEMS, INC.WESTFORDRenews Jan 1FY2024$34.5MpremiumEASTERN BANKLYNNRenews Jan 1FY2025$34MpremiumMERCURY SYSTEMS, INC.ANDOVERRenews Jan 1FY2024$33.4MpremiumVANASSE HANGEN BRUSTLIN, INC.WATERTOWNRenews Jun 1FY2025$32.9MpremiumCOMMONWEALTH CARE ALLIANCEBOSTONRenews Jan 1FY2025$31.5MpremiumBOSTON SCIENTIFIC CORPORATIONMARLBOROUGHRenews Jan 1FY2025$31.4MpremiumBEACON HILL SOLUTIONS GROUP, LLCBOSTONRenews Jan 1FY2025$30MpremiumKLAVIYO, INC.BOSTONRenews Jan 1FY2025$28.3MpremiumVEOLIA NORTH AMERICA, LLC.BOSTONRenews Jan 1FY2024$26.8MpremiumSEKISUI AMERICA CORPORATIONBURLINGTONRenews Jan 1FY2025$26.3MpremiumKEN'S FOODS, INC.MARLBOROUGHRenews Jan 1FY2025$25.8MpremiumSAREPTA THERAPEUTICS, INC.CAMBRIDGERenews Jan 1FY2025$24.5MpremiumSHARKNINJA OPERATING LLCNEEDHAMRenews Jan 1FY2025$24.1MpremiumMINTZ, LEVIN, COHN, FERRIS, GLOVSKY AND POPEO, P.C.BOSTONRenews Jan 1FY2025$24.1MpremiumVINFEN CORPORATIONCAMBRIDGERenews Sep 1FY2025$24MpremiumSTATE STREET CORPORATIONBOSTONRenews Jan 1FY2024$23.9MpremiumWINN MANAGEMENT GROUP LLCBOSTONRenews Jan 1FY2025$23.4MpremiumDIGITAL FEDERAL CREDIT UNIONMARLBOROUGHRenews Jan 1FY2025$23.3MpremiumSTRAUMANN MANUFACTURING, INC.ANDOVERRenews Jan 1FY2025$23.3MpremiumARBELLA MUTUAL INSURANCE GROUPQUINCYRenews Jan 1FY2025$23MpremiumIPSEN BIOPHARMACEUTICALS, INCCAMBRIDGERenews Jan 1FY2025$22.1MpremiumSYMBOTIC, LLCWILMINGTONRenews Jan 1FY2025$21.8MpremiumAMHERST COLLEGE TRUSTEESAMHERSTRenews Jul 1FY2025$21.3MpremiumELIOT COMMUNITY HUMAN SERVICES, INC.LEXINGTONRenews Jul 1FY2025$20.5MpremiumINTERSYSTEMS CORPORATIONCAMBRIDGERenews Jan 1FY2025$20.2MpremiumCLEAN HARBORS ENVIRONMENTAL SERVICES, INC.NORWELLRenews Jan 1FY2024$19.9MpremiumENEL NORTH AMERICA, INC.ANDOVERRenews Jan 1FY2025$19.8MpremiumEMD MILLIPORE CORPORATIONBURLINGTONRenews Jan 1FY2025$19MpremiumNATIXIS INVESTMENT MANAGERS, LLCBOSTONRenews Jan 1FY2025$19MpremiumCOORDINATES OPERATIONS LLCBOSTONRenews Jan 1FY2024$19MpremiumARGENX US, INCBOSTONRenews Jan 1FY2025$18.9MpremiumINTEGRITUS HEALTHCAREPITTSFIELDRenews Feb 1FY2026$18.8MpremiumFLAGSHIP PIONEERINGCAMBRIDGERenews Jan 1FY2025$18.5MpremiumREPLIGEN CORPORATIONWALTHAMRenews Nov 1FY2024$18.5MpremiumSANTANDER HOLDINGS USA, INC.BOSTONRenews Jan 1FY2024$18.5Mpremium

Most active brokers based in Massachusetts

Brokers of record whose filed Schedule A address gives Massachusetts as the state, with the city from that same address. Ranked by the commissions they disclosed on every contract they filed, in Massachusetts and in other states. Each office is listed on its own, so a national firm can appear more than once.

MARSH USA LLCBOSTON$19.2Mcommissions, all statesLOCKTON COMPANIES, LLCBOSTON$16.4Mcommissions, all statesSTRATEGIC NON-MEDICAL SOLUTIONS LLCBOSTON$13.7Mcommissions, all statesRSC INSURANCE BROKERAGE, INC.BOSTON$12.2Mcommissions, all statesMARSH & MCLENNAN AGENCY LLCBOSTON$8Mcommissions, all statesGALLAGHER BENEFIT SERVICES, INCBOSTON$7.2Mcommissions, all statesALLIANT INSURANCE SERVICES, INCBOSTON$6.6Mcommissions, all statesBROWN & BROWN INSURANCE SVCS., INC.SOUTHBOROUGH$6.4Mcommissions, all statesCUSTOM BENEFIT PROGRAMSBOSTON$6.2Mcommissions, all statesPACIFIC RESOURCES BENEFITS ADVISORSBOSTON$5.9Mcommissions, all statesHUB INTERNATIONAL NEW ENGLAND LLCWILMINGTON$5.6Mcommissions, all statesJENNIFER A. BORISLOW INS AGENCY INCMETHUEN$5.3Mcommissions, all statesIMA INCNEWTON$4.5Mcommissions, all statesWILLIS TOWERS WATSON NORTHEAST, INCBOSTON$4.4Mcommissions, all statesMERCER HEALTH AND BENEFITS, LLCNORWOOD$3.5Mcommissions, all statesBROWN & BROWN INSURANCE SERVICESDEDHAM$3.4Mcommissions, all statesBROWN & BROWN OF MASSACHUSETTS, LLCSOUTHBOROUGH$2.9Mcommissions, all statesBROWN & BROWN INS. SERVICESSOUTHBOROUGH$2.6Mcommissions, all statesSENTINEL INSURANCE AGENCY, INC.WAKEFIELD$2.2Mcommissions, all statesBOSTON BENEFIT PARTNERS AN ALERABOSTON$2.2Mcommissions, all statesBAYSTATE BENEFIT SERVICESBRAINTREE$1.7Mcommissions, all statesSTRATEGIC NON-MEDICAL SOLUTIONBOSTON$1.7Mcommissions, all statesINDIGO INSURANCE SERVICESWORCESTER$1.5Mcommissions, all statesBROWN & BROWN OF MASSACHUSETTS, LLCDEDHAM$1.5Mcommissions, all statesSTRATEGIC BENEFIT ADVISORSSOUTHBOROUGH$1.4Mcommissions, all states

Carriers writing Massachusetts groups

By the number of Massachusetts employer plans naming the carrier on a Schedule A contract. A plan that names two carriers is counted for both.

Looking for a specific company? Search every Form 5500 filer — including self-funded and small plans that don’t appear in these lists.