Form 5500 · Employee benefit plan · NEWTON, MA
SONESTA INTERNATIONAL HOTELS CORPORATION
The filing calls this plan SONESTA INTERNATIONAL HOTELS CORPORATION EMPLOYEE BENEFITS PLAN.
Public Form 5500 records show how SONESTA INTERNATIONAL HOTELS CORPORATION of NEWTON, MA, a hospitality and food service employer, structures its employee benefits. Its broker of record is GALLAGHER BENEFIT SERVICES, INC. Coverage is written through BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. and 11 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-3784316 · plan 520 · plan year 2025, filed Oct 14, 2025
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89 other employer plans in Massachusetts have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., covers 4,648 people.
Reported premium across the insured contracts is $56,937,477, with $803,990 in disclosed broker commissions — about 1.4% of premium.
The health contract's policy period ended in April, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
GALLAGHER BENEFIT SERVICES, INC is the broker of record on 3 of the 12 contracts; the rest name a different broker or none.
12 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., KAISER FOUNDATION HEALTH PLAN, INC., HAWAII MEDICAL SERVICE ASSOCIATION and RELIANCE STANDARD LIFE INSURANCE COMPANY. BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 6,291 | May 1, 2025 | $3,067,277 | $308,185 |
| BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | Health | 4,648 | May 1, 2025 | $38,208,217 | $306,476 |
| DELTA DENTAL OF MASSACHUSETTS | Dental | 6,650 | May 1, 2025 | $2,450,767 | $73,089 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 806 | May 1, 2025 | $5,872,679 | $58,386 |
| TRIPLE S SALUD, INC. | Health | 198 | Jan 1, 2025 | $953,228 | $47,795 |
| VISION SERVICE PLAN | Vision | 3,494 | May 1, 2025 | $342,687 | $5,425 |
| TRIPLE-S VIDA, INC. | Life | 236 | Jan 1, 2025 | $19,996 | $3,999 |
| NATIONWIDE LIFE INSURANCE COMPANY | — | 5,223 | May 1, 2025 | $3,413 | $341 |
| METLIFE LEGAL PLANS | — | 15 | May 1, 2025 | $2,707 | $294 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 631 | May 1, 2025 | $5,436,735 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | Health | 64 | May 1, 2025 | $479,086 | $0 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 13 | May 1, 2025 | $100,685 | $0 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4952987. For the contract year on this filing, the carrier reported $38,208,217 in premium earned and $35,699,340 in claims incurred. Dividing one by the other gives 93%.
- BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4952987 reported $2,508,878 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 5,615 employees, 162 recordable cases, 2,879 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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