Form 5500 · Employee benefit plan · BOSTON, MA
VEOLIA NORTH AMERICA, LLC.
The filing calls this plan VEOLIA NORTH AMERICA HEALTH AND WELFARE BENEFITS PLAN.
VEOLIA NORTH AMERICA, LLC. of BOSTON, MA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WILLIS TOWERS WATSON US LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 12 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-2756568 · plan 501 · plan year 2024, filed Oct 8, 2025
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1,456 other employer plans in Massachusetts have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 3 insured health contracts, with KAISER FOUNDATION HEALTH PLAN, INC., covers 536 of 8,530 participants (6.3%) on Schedule A.
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 14 insured contracts covering health, dental, vision, life, disability and stop-loss.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium across the insured contracts is $26,782,151, with $929,520 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS TOWERS WATSON US LLC is the broker of record on 4 of the 14 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 2,763 | Jan 1, 2025 | $2,042,087 | $500,361 |
| SYMETRA LIFE INSURANCE COMPANY | Stop-loss | 6,609 | Jan 1, 2025 | $3,805,655 | $380,566 |
| METLIFE LEGAL PLANS | — | 1,061 | Jan 1, 2025 | $234,535 | $23,465 |
| COMBINED INSURANCE COMPANY | — | 146 | Jan 1, 2025 | $179,365 | $20,627 |
| NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | — | 11,644 | Jan 1, 2025 | $18,003 | $4,501 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 536 | Jan 1, 2025 | $7,485,815 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 13,329 | Jan 1, 2025 | $5,454,103 | $0 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 8,110 | Jan 1, 2025 | $3,542,934 | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 161 | Jan 1, 2025 | $1,733,615 | $0 |
| VISION SERVICE PLAN | Vision | 6,321 | Jan 1, 2025 | $1,621,258 | $0 |
| AETNA LIFE INSURANCE COMPANY | Dental | 1,595 | Jan 1, 2025 | $313,281 | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 25 | Jan 1, 2025 | $135,257 | $0 |
| MAGELLAN HEALTHCARE | — | 7,162 | Jan 1, 2025 | $130,862 | $0 |
| CARE-PLUS DENTAL PLANS, INC. | Dental | 180 | Jan 1, 2025 | $85,381 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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