Form 5500 · Employee benefit plan · NEW YORK, NY
CAPGEMINI AMERICA, INC.
The filing calls this plan CAPGEMINI FINANCIAL SERVICES EMPLOYEE MEDICAL DENTAL AND VISION PLAN.
CAPGEMINI AMERICA, INC. of NEW YORK, NY spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is AON CONSULTING INC - NEW YORK. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2575929 · plan 503 · plan year 2024, filed Oct 12, 2025
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3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 3,615 people.
Reported premium across the insured contracts is $2,407,141, with $38,931 in disclosed broker commissions — about 1.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON CONSULTING INC - NEW YORK is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including UNUM LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY, UNITEDHEALTHCARE INSURANCE COMPANY and CIGNA HEALTH AND LIFE INSURANCE COMPANY. UNUM LIFE INSURANCE COMPANY OF AMERICA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 3,177 | Jan 1, 2025 | $487,996 | $24,938 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 3,615 | Jan 1, 2025 | $999,282 | $13,993 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 3,947 | Jan 1, 2025 | $899,754 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 493 | Jan 1, 2025 | $20,109 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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