Insurance carrier
HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA
HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA appears on 45 employer benefit contracts in public Form 5500 Schedule A filings.
45 employer contracts on file name HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA writes 45 insured contracts for 39 employers, across 6 states, led by WV, FL, PA.
Health is the largest line (39 contracts), followed by dental (16), vision (2).
BLUE RIDGE RISK PARTNERS LLC is the broker of record on the most contracts (4, about 9%); MICHAEL S BAKER, ALLIANT INSURANCE SERVICES, INC., PAUL WHITE follow.
Renewals concentrate on January 1: 53% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- BLUE RIDGE RISK PARTNERS LLC4
- MICHAEL S BAKER2 offices on this carrier4
- ALLIANT INSURANCE SERVICES, INC.3
- PAUL WHITE3
- HENDERSON BROTHERS, INC.2
- MARSH & MCLENNAN AGENCY LLC2 offices on this carrier2
Counted by each employer's own state. Largest first.
Contracts by line.
health 39 · dental 16 · vision 2
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Employers with plans through HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA
| Employer | Location | Broker | Renews |
|---|---|---|---|
| WEST VIRGINIA HIGH TECHNOLOGY CONSORTIUM FOUNDATION | FAIRMONT, WV | PAUL WHITE | Dec 1FY2025 |
| INDEPENDENT OIL AND GAS ASSOCIATION OF WEST VIRGINIA TR | CHARLESTON, WV | BLUE RIDGE RISK PARTNERS LLC | Jan 1FY2025 |
| AURORA FLIGHT SCIENCES CORPORATION | MANASSAS, VA | BLUE RIDGE RISK PARTNERS LLC | Jan 1FY2025 |
| ALLEGHENY METALLURGICAL LLC | VOLGA, WV | PAUL WHITE | Jan 1FY2025 |
| WEST VIRGINIA UNIVERSITY RESEARCH CORPORATION | MORGANTOWN, WV | PAUL WHITE | Nov 1FY2025 |
more employers with plans through HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan year 2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| West Virginia | large-group | 1.0% | $951,449,117 |
| West Virginia | individual | 0.6% | $474,560,288 |
| West Virginia | small-group | 2.7% | $222,929,373 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| West Virginia | individual | 13.5% |
| West Virginia | small-group | 16.2% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
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