Insurance carrier
HARVARD PILGRIM HEALTH CARE
HARVARD PILGRIM HEALTH CARE appears on 424 employer benefit contracts in public Form 5500 Schedule A filings.
424 employer contracts on file name HARVARD PILGRIM HEALTH CARE as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
HARVARD PILGRIM HEALTH CARE writes 424 insured contracts for 247 employers, across 13 states, led by MA, ME, FL.
Health is the largest line (423 contracts), followed by vision (2), stop-loss (2), dental (1).
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on the most contracts (28, about 7%); MARSH & MCLENNAN AGENCY LLC, RISK STRATEGIES COMPANY, ACADIA BENEFITS INC follow.
Renewals are spread through the year; January 1 renewals (policy year ends December) are the largest group, at 47% of the dated welfare contracts.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- GALLAGHER BENEFIT SERVICES, INC.2 offices on this carrier28
- MARSH & MCLENNAN AGENCY LLC24
- RISK STRATEGIES COMPANY23
- ACADIA BENEFITS INC18
- CROSS BENEFIT SOLUTIONS18
- BROWN & BROWN INSURANCE SERVICES3 offices on this carrier17
Counted by each employer's own state. Largest first.
Contracts by line.
health 423 · vision 2 · stop-loss 2 · dental 1
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Employers with plans through HARVARD PILGRIM HEALTH CARE
| Employer | Location | Broker | Renews |
|---|---|---|---|
| ADP TOTALSOURCE, INC. | MIAMI, FL | AMWINS GROUP BENEFITS, LLC | Jun 1FY2025 |
| DANA-FARBER CANCER INSTITUTE, INC. | BOSTON, MA | STRATEGIC BENEFIT ADVISORS | Jan 1FY2024 |
| EASTERN BANK | LYNN, MA | GALLAGHER BENEFIT SERVICES, INC. | Jan 1FY2025 |
| DIGITAL FEDERAL CREDIT UNION | MARLBOROUGH, MA | BROWN & BROWN INS SERVICES, INC. | Jan 1FY2025 |
| INSPERITY HOLDINGS, INC. | KINGWOOD, TX | — | Jan 1FY2024 |
more employers with plans through HARVARD PILGRIM HEALTH CARE
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2024–2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| Massachusetts | large-group | 1.8% | $1,069,935,603 |
| Massachusetts | small-group | 1.9% | $759,185,175 |
| Massachusetts | individual | 0.1% | $228,690,469 |
| Maine | individual | 1.0% | $149,470,874 |
| Maine | large-group | 2.5% | $124,441,004 |
| Maine | small-group | 3.0% | $101,389,410 |
| Connecticut | small-group | 0.0% | $22,628 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| Massachusetts | individual | 15.4% |
| Massachusetts | small-group | 10.4% |
| Maine | individual | 21.2% |
| Maine | small-group | 19.6% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
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