Form 5500 · Employee benefit plan · NEW YORK, NY
WINDELS MARX LANE & MITTENDORF, LLP
The filing calls this plan WINDELS MARX LANE & MITTENDORF, LLP WELFARE PLAN.
WINDELS MARX LANE & MITTENDORF, LLP of NEW YORK, NY insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is EDGEWOOD PARTNERS INSURANCE CENTER. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-2773235 · plan 501 · plan year 2024, filed Oct 15, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 291 people.
Reported premium across the insured contracts is $4,394,480, with $117,172 in disclosed broker commissions — about 2.7% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in March. The plan is on a split renewal cycle.
EDGEWOOD PARTNERS INSURANCE CENTER is the broker of record on 3 of the 7 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including UNITEDHEALTHCARE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AETNA LIFE INSURANCE COMPANY and STANDARD LIFE INS CO OF NY. UNITEDHEALTHCARE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 291 | Jan 1, 2025 | $3,911,445 | $83,284 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 215 | Apr 1, 2024 | $271,800 | $14,929 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | Disability | 27 | Jan 1, 2025 | $37,798 | $5,820 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 220 | Jan 1, 2025 | $72,098 | $5,398 |
| AETNA LIFE INSURANCE COMPANY | Dental | 208 | Feb 1, 2024 | $58,341 | $4,660 |
| STANDARD LIFE INS CO OF NY | Life | 24 | Jan 1, 2025 | $41,056 | $2,790 |
| FEDERAL INSURANCE COMPANY | Disability | 241 | May 4, 2024 | $1,942 | $291 |
Premium and claims on this contract
STANDARD LIFE INS CO OF NY, contract 430571. For the contract year on this filing, the carrier reported $41,055 in premium earned and $-1,464 in claims incurred. Dividing one by the other gives -4%.
- STANDARD LIFE INS CO OF NY, contract 430571 reported $42,523 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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