Form 5500 · Employee benefit plan · DEERFIELD BEACH, FL
TAMPA BAY TREATMENT ASSOCIATES LLC
The filing calls this plan TAMPA BAY TREATMENT ASSOCIATES LLC EMPLOYEE WELFARE BENEFITS PLAN.
TAMPA BAY TREATMENT ASSOCIATES LLC of DEERFIELD BEACH, FL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY, LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF FLORIDA and 5 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-3713245 · plan 510 · plan year 2024, filed Apr 22, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF FLORIDA, covers 149 people.
Reported premium across the insured contracts is $2,862,981, with $197,810 in disclosed broker commissions — about 6.9% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY, LLC is the broker of record on 3 of the 12 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF FLORIDA, HEALTH OPTIONS, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and USABLE LIFE. BLUE CROSS BLUE SHIELD OF FLORIDA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA | Health | 149 | Oct 1, 2024 | $1,826,274 | $91,314 |
| HEALTH OPTIONS | Health | 92 | Oct 1, 2024 | $765,074 | $38,254 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 67 | Oct 1, 2024 | $31,838 | $20,695 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 108 | Oct 1, 2024 | $24,134 | $15,687 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 44 | Oct 1, 2024 | $12,990 | $8,443 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Dental | 170 | Oct 1, 2024 | $77,693 | $7,765 |
| USABLE LIFE | Life | 276 | Oct 1, 2024 | $41,123 | $6,703 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 55 | Oct 1, 2024 | $38,514 | $5,774 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 27 | Oct 1, 2024 | $10,726 | $1,608 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Vision | 261 | Oct 1, 2024 | $30,065 | $1,502 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Life | 0 | Oct 1, 2024 | $279 | $65 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 161 | Oct 1, 2024 | $4,271 | $0 |
Premium and claims on these contracts
BLUE CROSS BLUE SHIELD OF FLORIDA, contract D0947. For the contract year on this filing, the carrier reported $1,826,274 in premium earned and $1,506,493 in claims incurred. Dividing one by the other gives 82%.
HEALTH OPTIONS, contract D0947. For the contract year on this filing, the carrier reported $765,074 in premium earned and $639,373 in claims incurred. Dividing one by the other gives 84%.
- BLUE CROSS BLUE SHIELD OF FLORIDA, contract D0947 reported $319,781 in retention.
- HEALTH OPTIONS, contract D0947 reported $125,702 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Florida. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Florida — largest plans, brokers, carriers and renewal months.