Form 5500 · Employee benefit plan · MIDLAND, MI
ROHM AND HAAS COMPANY - WHOLLY OWNED SUBSIDIARY OF TDCC
The filing calls this plan THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLAN.
ROHM AND HAAS COMPANY - WHOLLY OWNED SUBSIDIARY OF TDCC of MIDLAND, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1285128 · plan 551 · plan year 2024, filed Sep 22, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Dental: the largest of the 2 insured dental contracts, with AETNA LIFE INSURANCE COMPANY, covers 12 of 7,780 participants (0.2%) on Schedule A.
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 4,648 people.
Reported premium is $6,349,942; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
3 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, AETNA LIFE INSURANCE COMPANY and CIGNA HEALTH AND LIFE INSURANCE COMPANY. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 4,648 | Jan 1, 2025 | $3,433,847 | $0 |
| AETNA LIFE INSURANCE COMPANY | Health | 3,651 | Jan 1, 2025 | $1,642,397 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 3,298 | Jan 1, 2025 | $988,847 | $0 |
| AETNA LIFE INSURANCE COMPANY | Health, Dental | 12 | Jan 1, 2025 | $155,915 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 669 | Jan 1, 2025 | $128,936 | $0 |
Premium and claims on these contracts
METROPOLITAN LIFE INSURANCE COMPANY, contract 11700. For the contract year on this filing, the carrier reported $3,433,847 in premium earned and $3,085,290 in claims incurred. Dividing one by the other gives 90%.
AETNA LIFE INSURANCE COMPANY, contract 0607490-TR. For the contract year on this filing, the carrier reported $155,915 in premium earned and $64,050 in claims incurred. Dividing one by the other gives 41%.
- METROPOLITAN LIFE INSURANCE COMPANY, contract 11700 reported $347,753 in retention.
- AETNA LIFE INSURANCE COMPANY, contract 0607490-TR reported $33,636 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 5,359 employees, 5 recordable cases, 9 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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