Form 5500 · Employee benefit plan · MIDLAND, MI
THE DOW CHEMICAL COMPANY
The filing calls this plan LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTER.
THE DOW CHEMICAL COMPANY of MIDLAND, MI is a 16,933-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1285128 · plan 606 · plan year 2024, filed Sep 22, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, disability, through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covering 17,076 people.
Reported premium is $5,983,081; the filing discloses no broker commission on these contracts.
The most recent policy period ended in November, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
With 16,933 participants this is one of the larger insured groups on file in MI.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 17,076 | Dec 1, 2024 | $5,983,081 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 5,359 employees, 5 recordable cases, 9 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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