Form 5500 · Employee benefit plan · NORTH LITTLE ROCK, AR
QUALITY WHOLESALE BUILDING PRODUCTS INC
The filing calls this plan QUALITY WHOLESALE INC EMPLOYEE HEALTH BENEFIT PLAN.
QUALITY WHOLESALE BUILDING PRODUCTS INC of NORTH LITTLE ROCK, AR spreads its employee benefits across 8 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is THE HATCHER AGENCY. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 7 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0647071 · plan 501 · plan year 2025, filed Sep 30, 2025
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 13 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 139 people.
Reported premium across the insured contracts is $1,346,383, with $39,955 in disclosed broker commissions — about 3% of premium.
The health contract's policy period ended in January, while at least one ancillary line's policy period ended in February. The plan is on a split renewal cycle.
THE HATCHER AGENCY is the broker of record on 2 of the 13 contracts; the rest name a different broker or none.
8 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, DELTA DENTAL PLAN OF ARKANSAS, USABLE LIFE and 5STAR LIFE INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| 5STAR LIFE INSURANCE COMPANY | Life | 61 | Feb 1, 2025 | $21,873 | $7,167 |
| USABLE LIFE | Disability | 101 | Feb 1, 2025 | $31,361 | $6,818 |
| USABLE LIFE | Disability | 156 | Feb 1, 2025 | $33,099 | $5,659 |
| DELTA DENTAL PLAN OF ARKANSAS | Dental | 188 | Feb 1, 2025 | $62,734 | $3,601 |
| MANHATTANLIFE ASSURANCE CO OF AMERICA | — | 23 | Feb 1, 2025 | $9,041 | $3,423 |
| MANHATTANLIFE ASSURANCE CO OF AMERICA | Disability | 23 | Feb 1, 2025 | $7,820 | $3,336 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 37 | Feb 2, 2025 | $17,907 | $2,686 |
| DELTA DENTAL PLAN OF ARKANSAS | Vision | 149 | Feb 1, 2025 | $19,591 | $2,290 |
| USABLE LIFE | Life | 156 | Feb 1, 2025 | $9,631 | $2,097 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 55 | Feb 1, 2025 | $7,077 | $1,769 |
| MANHATTANLIFE ASSURANCE CO OF AMERICA | Health | 8 | Feb 1, 2025 | $2,200 | $1,109 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 139 | Feb 1, 2025 | $1,113,259 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Life | 149 | Feb 1, 2025 | $10,790 | $0 |
Premium and claims on these contracts
DELTA DENTAL PLAN OF ARKANSAS, contract 000009015. For the contract year on this filing, the carrier reported $62,734 in premium earned and $40,878 in claims incurred. Dividing one by the other gives 65%.
DELTA DENTAL PLAN OF ARKANSAS, contract 00009015V. For the contract year on this filing, the carrier reported $19,591 in premium earned and $8,686 in claims incurred. Dividing one by the other gives 44%.
- DELTA DENTAL PLAN OF ARKANSAS, contract 000009015 reported $3,601 in retention.
- DELTA DENTAL PLAN OF ARKANSAS, contract 00009015V reported $2,290 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Arkansas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
More employer plans in Arkansas — largest plans, brokers, carriers and renewal months.