Form 5500 · Employee benefit plan · BOSTON, MA
LIBERTY MUTUAL GROUP INC.
The filing calls this plan LIBERTY MUTUAL GROUP HOSPITAL INDEMNITY BENEFIT PLAN.
Public Form 5500 records show how LIBERTY MUTUAL GROUP INC. of BOSTON, MA, a finance and insurance employer, structures its employee benefits. Its broker of record is AMERICAN BENEFITS CONSULTING, LLC. Coverage is written through LIBERTY INSURANCE UNDERWRITERS INC. and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3583679 · plan 523 · plan year 2023, filed Sep 4, 2025
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278 other employer plans in Massachusetts have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are health coverage, split across LIBERTY INSURANCE UNDERWRITERS INC. and UNITEDHEALTHCARE INSURANCE COMPANY.
Reported premium across the insured contracts is $493,957, with $109,326 in disclosed broker commissions — about 22% of premium.
The most recent policy period ended in June, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AMERICAN BENEFITS CONSULTING, LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: LIBERTY INSURANCE UNDERWRITERS INC. and UNITEDHEALTHCARE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIBERTY INSURANCE UNDERWRITERS INC. | Health | 3,775 | Jul 1, 2023 | $294,449 | $58,828 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 1,639 | Jan 1, 2024 | $199,508 | $50,498 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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Renewal calendar
278 other employer plans in Massachusetts are July 1 renewals (policy year ends June).
Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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