Form 5500 · Employee benefit plan · FORT MILL, SC
KENNAMETAL INC.
The filing calls this plan KENNAMETAL WELFARE BENEFIT PLAN.
KENNAMETAL INC. of FORT MILL, SC files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AON INSURANCE AGENCY LLC. Coverage is written through HIGHMARK INC. and 21 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-0900168 · plan 501 · plan year 2025, filed Aug 5, 2026
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549 other employer plans in South Carolina have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, severance, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 30 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK INC., covers 1,877 people.
Reported premium across the insured contracts is $37,001,387, with $1,538,060 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON INSURANCE AGENCY LLC is the broker of record on 12 of the 30 contracts; the rest name a different broker or none.
22 carriers appear on the filing, including HIGHMARK INC., UNITEDHEALTHCARE INSURANCE COMPANY, UPMC HEALTH OPTIONS and AETNA LIFE INSURANCE COMPANY. HIGHMARK INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK INC. | Health | 1,877 | Jan 1, 2026 | $14,750,560 | $565,725 |
| UNUM INSURANCE COMPANY | — | 608 | Jan 1, 2026 | $204,531 | $149,321 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 187 | Jan 1, 2026 | $160,482 | $144,300 |
| UPMC HEALTH OPTIONS | Health | 504 | Jan 1, 2026 | $2,798,223 | $116,541 |
| UNUM INSURANCE COMPANY | — | 673 | Jan 1, 2026 | $130,703 | $107,460 |
| UNUM INSURANCE COMPANY | — | 467 | Jan 1, 2026 | $135,417 | $85,299 |
| DELTA DENTAL OF PENNSYLVANIA | Dental | 2,067 | Jan 1, 2026 | $788,445 | $63,074 |
| MEDICAL MUTUAL | Health | 94 | Jan 1, 2026 | $1,374,884 | $55,218 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 5,671 | Jan 1, 2026 | $1,823,347 | $36,555 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 4,008 | Jan 1, 2026 | $8,244,898 | $33,088 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision | 748 | Jan 1, 2026 | $396,574 | $29,695 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental | 403 | Jan 1, 2026 | $349,964 | $28,172 |
| PRIORITY HEALTH INSURANCE COMPANY | Health | 94 | Jan 1, 2026 | $700,789 | $28,032 |
| HARTFORD LIFE AND ACCIDENT | Disability | 1,516 | Jan 1, 2026 | $555,082 | $27,754 |
| EYEMED VISION CARE | Vision | 2,221 | Jan 1, 2026 | $180,998 | $17,663 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 198 | Jan 1, 2026 | $164,363 | $13,030 |
| AETNA LIFE INSURANCE COMPANY | Health, Dental | 323 | Jan 1, 2026 | $2,095,502 | $10,337 |
| VISION SERVICE PLAN | Vision | 376 | Jan 1, 2026 | $98,630 | $9,885 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 311 | Jan 1, 2026 | $49,148 | $4,916 |
| ACE AMERICAN INSURANCE COMPANY | — | 8,583 | Jan 1, 2026 | $24,294 | $3,644 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 10 | Jan 1, 2026 | $72,127 | $2,936 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health | 7 | Jan 1, 2026 | $57,180 | $2,281 |
| KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | Health | 4 | Jan 1, 2026 | $30,640 | $1,226 |
| PREVEA360 HEALTH PLAN | Health | 4 | Jan 1, 2026 | $24,871 | $913 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 0 | Jan 1, 2026 | $15,274 | $642 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 1 | Jan 1, 2026 | $1,660 | $332 |
| KAISER FOUNDATION HEALTH PLAN OF COLORADO | Health | 0 | Jan 1, 2026 | — | $21 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 153 | Jan 1, 2026 | $1,685,910 | $0 |
| LEGALPLANS, USA | — | 233 | Jan 1, 2026 | $48,342 | $0 |
| MAGELLAN HEALTHCARE | — | 2,560 | Jan 1, 2026 | $38,549 | $0 |
Premium and claims on these contracts
MEDICAL MUTUAL, contract 0147845-01. For the contract year on this filing, the carrier reported $1,374,884 in premium earned and $1,170,225 in claims incurred. Dividing one by the other gives 85%.
VISION SERVICE PLAN, contract 30100147. For the contract year on this filing, the carrier reported $98,630 in premium earned and $66,120 in claims incurred. Dividing one by the other gives 67%.
KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., contract 8787300. For the contract year on this filing, the carrier reported $30,640 in premium earned and $0 in claims incurred. Dividing one by the other gives 0%.
- MEDICAL MUTUAL, contract 0147845-01 reported $187,477 in retention.
- VISION SERVICE PLAN, contract 30100147 reported $36,022 in retention.
- KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC., contract 8787300 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,847 employees, 12 recordable cases, 15 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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