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Form 5500 · Employee benefit plan · WEST PALM BEACH, FL

KAST CONSTRUCTION, LLC

KAST CONSTRUCTION, LLC of WEST PALM BEACH, FL insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is ACRISURE LLC DBA ALLTRUST INSURANCE. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in September.

Benefits broker of record
Plan renews
September

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-3446391 · plan 501 · as of Aug 2026

Participants
257
Carriers on file
10
Disclosed commissions
$70,332
Renewal month
September

Plan brief

Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 245 people.

Reported premium across the insured contracts is $4,670,568, with $70,332 in disclosed broker commissions — about 1.5% of premium.

The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.

ACRISURE LLC DBA ALLTRUST INSURANCE is the broker of record on 2 of the 10 contracts; the rest name a different broker or none.

6 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, RELIANCE STANDARD LIFE INSURANCE COMPANY and UNUM LIFE INSURANCE COMPANY OF AMERICA among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYDental, Vision474September$262,257$34,681
UNUM LIFE INSURANCE COMPANY OF AMERICALife91September$73,111$10,170
RELIANCE STANDARD LIFE INSURANCE COMPANYDisability189September$81,374$8,940
UNUM INSURANCE COMPANY83September$15,708$5,145
UNUM LIFE INSURANCE COMPANY OF AMERICA91September$34,594$4,778
UNUM LIFE INSURANCE COMPANY OF AMERICALife253September$52,860$2,424
UNUM INSURANCE COMPANY112September$21,678$2,242
TRUSTMARK INSURANCE COMPANY11September$31,222$1,221
UNUM INSURANCE COMPANY81September$9,446$731
CIGNA HEALTH AND LIFE INSURANCE COMPANYHealth245September$4,088,318$0

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