Form 5500 · Employee benefit plan · SOUTH LANCASTER, MA
JAMES MONROE WIRE & CABLE CORPORATION
The filing calls this plan JAMES MONROE WIRE & CABLE CORPORATION WELFARE BENEFITS PLAN.
JAMES MONROE WIRE & CABLE CORPORATION of SOUTH LANCASTER, MA is a 141-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MARSH AND MCLENNAN AGENCY LLC. Coverage is written through HARVARD PILGRIM HEALTH CARE and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2472856 · plan 504 · plan year 2025, filed Jun 24, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with HARVARD PILGRIM HEALTH CARE, covers 209 people.
Reported premium across the insured contracts is $3,183,036, with $48,647 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH AND MCLENNAN AGENCY LLC is the broker of record on 3 of the 4 contracts; the rest name a different broker or none.
Two carriers split the book: HARVARD PILGRIM HEALTH CARE and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | Health | 209 | Jan 1, 2026 | $2,531,314 | $26,579 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 132 | Jan 1, 2026 | $252,167 | $17,848 |
| HARVARD PILGRIM HEALTH CARE | Health | 32 | Jan 1, 2026 | $302,542 | $2,829 |
| HARVARD PILGRIM HEALTH CARE | Health | 9 | Jan 1, 2026 | $97,013 | $1,391 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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