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Form 5500 · Employee benefit plan

IRVING FOREST PRODUCTS, INC.

The filing calls this plan IRVING FOREST PRODUCTS, INC HEALTH & ACCIDENT PLAN.

IRVING FOREST PRODUCTS, INC. insures health, dental, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is ACADIA BENEFITS INC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0309439 · plan 502 · plan year 2025, filed Jul 28, 2026

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54,887 other employer plans in the U.S. have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
1,457
Active at start of year
1,457
Active at end of year
1,474
Disclosed commissions
$4,307
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — UNITEDHEALTHCARE INSURANCE COMPANY1,924 of 1,457 participants on the largest contract
Dentalinsured — DELTA DENTAL PLAN OF MAINE490 of 1,457 participants (34%)
Visiondeclared, not on Schedule A
Lifeinsured — LINCOLN LIFE ASSURANCE COMPANY OF BOSTON1,474 of 1,457 participants
Disabilityinsured — LINCOLN LIFE ASSURANCE COMPANY OF BOSTON1,270 of 1,457 participants (87%) on the largest contract

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 7 insured contracts covering health, dental, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 1,924 people.

The filing declares health, dental, life, disability and vision. Vision appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $24,883,003, with $4,307 in disclosed broker commissions — about 0% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

ACADIA BENEFITS INC is the broker of record on all 7 contracts.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
DELTA DENTAL PLAN OF MAINEHealth, Dental490Jan 1, 2026$133,110$4,307
UNITEDHEALTHCARE INSURANCE COMPANYHealth1,924Jan 1, 2026$18,113,289$0
BLUE CROSS BLUE SHIELD OF NORTH DAKOTAHealth536Jan 1, 2026$4,763,875$0
LINCOLN LIFE ASSURANCE COMPANY OF BOSTONLife1,474Jan 1, 2026$834,604$0
LINCOLN LIFE ASSURANCE COMPANY OF BOSTONDisability1,270Jan 1, 2026$525,616$0
LINCOLN LIFE ASSURANCE COMPANY OF BOSTONDisability1,405Jan 1, 2026$505,700$0
LINCOLN LIFE ASSURANCE COMPANY OF BOSTONDisability157Jan 1, 2026$6,809$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Reported to OSHA

Reported to OSHA for 2025: 448 employees, 33 recordable cases, 520 days away from work.

EmployeesThe company's own average for the year
448
Hours worked
1,056,158
Recordable cases
33
Days away from work
520
Establishments filed under this EIN
3

Source: OSHA Injury Tracking Application establishment data, 2025.

Other plans filed by this employer

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Renewal calendar

54,887 other employer plans in the U.S. are January 1 renewals (policy year ends December).

Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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