Insurance carrier
BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
BLUE CROSS BLUE SHIELD OF NORTH DAKOTA appears on 138 employer benefit contracts in public Form 5500 Schedule A filings.
138 employer contracts on file name BLUE CROSS BLUE SHIELD OF NORTH DAKOTA as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
BLUE CROSS BLUE SHIELD OF NORTH DAKOTA writes 138 insured contracts for 111 employers, across 6 states, led by ND, MN, AL.
Health is the largest line (116 contracts), followed by dental (35), vision (31), stop-loss (19).
HUB INTERNATIONAL GREAT PLAINS LLC is the broker of record on the most contracts (10, about 7%); MARSH & MCLENNAN AGENCY LLC, MARSH AND MCLENNAN AGENCY, BLUE CROSS BLUE SHIELD OF NORTH DAK follow.
Renewals concentrate on January 1: 73% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- HUB INTERNATIONAL GREAT PLAINS LLC5 offices on this carrier10
- MARSH & MCLENNAN AGENCY LLC3 offices on this carrier8
- MARSH AND MCLENNAN AGENCY2 offices on this carrier7
- BLUE CROSS BLUE SHIELD OF NORTH DAK6
- USI INSURANCE SERVICES LLC6
- BELL INSURANCE SERVICES, LLC4
Counted by each employer's own state. Largest first.
Contracts by line.
health 116 · dental 35 · vision 31 · stop-loss 19
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
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- F
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Employers with plans through BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
| Employer | Location | Broker | Renews |
|---|---|---|---|
| LM WIND POWER BLADES USA INC. | GRAND FORKS, ND | — | Apr 1FY2026 |
| KLJ SOLUTIONS HOLDING CO | BISMARCK, ND | LOCKTON COMPANIES, LLC | Jan 1FY2025 |
| BRAVERA HOLDINGS CORP | DICKINSON, ND | — | Jan 1FY2025 |
| VALLEY SENIOR LIVING | GRAND FORKS, ND | MARSH & MCLENNAN AGENCY LLC | Jan 1FY2025 |
| IRVING FOREST PRODUCTS, INC. | — | ACADIA BENEFITS INC | Jan 1FY2025 |
more employers with plans through BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2025–2026 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| North Dakota | large-group | 0.5% | $566,472,863 |
| North Dakota | small-group | 1.4% | $305,142,044 |
| North Dakota | individual | 1.2% | $203,881,942 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| North Dakota | individual | 8.2% |
| North Dakota | small-group | 6.3% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
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