Form 5500 · Employee benefit plan · MIAMI, FL
I SQUARED CAPITAL ADVISORS (US) LLC
The filing calls this plan I SQUARED CAPITAL ADVISORS (US) LLC HEALTH AND WELFARE PLAN.
I SQUARED CAPITAL ADVISORS (US) LLC of MIAMI, FL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AON RISK SERVICES INC OF FLORIDA. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-2281782 · plan 501 · plan year 2025, filed Jul 20, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 214 people.
Reported premium across the insured contracts is $1,611,097, with $57,660 in disclosed broker commissions — about 3.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
AON RISK SERVICES INC OF FLORIDA is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, COMBINED INSURANCE COMPANY and METROPOLITAN GENERAL INSURANCE COMPANY. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 151 | Jan 1, 2026 | $181,353 | $27,203 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Dental, Vision | 140 | Jan 1, 2026 | $95,959 | $9,531 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 182 | Jan 1, 2026 | $15,722 | $7,295 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 182 | Jan 1, 2026 | $12,374 | $5,773 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 182 | Jan 1, 2026 | $10,522 | $4,847 |
| COMBINED INSURANCE COMPANY | Life | 35 | Jan 1, 2026 | $14,127 | $2,499 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 37 | Jan 1, 2026 | $5,121 | $512 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 214 | Jan 1, 2026 | $1,275,919 | $0 |
Premium and claims on this contract
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 00650040. For the contract year on this filing, the carrier reported $1,275,919 in premium earned and $1,476,358 in claims incurred. Dividing one by the other gives 116%.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 00650040 reported $72,331 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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