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Form 5500 · Employee benefit plan · ST. PAUL, MN

H. B. FULLER COMPANY

The filing calls this plan H.B. FULLER COMPANY RETIREE MEDICAL PLAN.

H. B. FULLER COMPANY of ST. PAUL, MN is a 660-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through BLUE CROSS AND BLUE SHIELD OF MINNESOTA and 1 other carrier. The plan's most recent policy period ended in November.

Benefits broker of record
Not disclosed
Policy year ends
Novemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-0268370 · plan 509 · plan year 2025, filed Sep 15, 2026

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How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
660
Active at start of year
98
Active at end of year
70
Disclosed commissions
$0
Typical renewal
December 1

Benefits declared on this filing

Healthinsured — BLUE CROSS AND BLUE SHIELD OF MINNESOTA70 of 660 participants (11%)
Dentaldeclared under plan 510
Visiondeclared under plan 510
Lifeinsured — MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY382 of 660 participants (58%)
Disabilitydeclared under plan 510

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health and life.

The most recent policy period ended in November, and the plan year ends November 30. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Two carriers split the book: BLUE CROSS AND BLUE SHIELD OF MINNESOTA and MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS AND BLUE SHIELD OF MINNESOTAHealth70Dec 1, 2025—$0
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANYLife382Dec 1, 2025—$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
H. B. FULLER COMPANY
EIN 41-0268370
BDO USA, P.C.
Accounting and audit · EIN 13-5381590
$37,945
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 658 employees, 14 recordable cases, 539 days away from work.

EmployeesThe company's own average for the year
658
Hours worked
1,378,959
Recordable cases
14
Days away from work
539
Establishments filed under this EIN
8

Source: OSHA Injury Tracking Application establishment data, 2025.

Money the plan held and paid out

Plan assets at year end
$197,211,935
Paid out in benefits
$2,125,979
Paid to insurance carriersSchedule H, line 2e(2)
$321,729
Independent accountantEIN 13-5381590
BDO USA, P.C.
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$37,945

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

How this plan compares

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H. B. FULLER COMPANY — carrier, renewal date · Form5500Lookup