Insurance carrier
BLUE CROSS AND BLUE SHIELD OF MINNESOTA
BLUE CROSS AND BLUE SHIELD OF MINNESOTA appears on 110 employer benefit contracts in public Form 5500 Schedule A filings.
110 employer contracts on file name BLUE CROSS AND BLUE SHIELD OF MINNESOTA as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
BLUE CROSS AND BLUE SHIELD OF MINNESOTA writes 110 insured contracts for 102 employers, across 9 states, led by MN, IA, DE.
Health is the largest line (100 contracts), followed by vision (9), dental (8), stop-loss (5).
MARSH & MCLENNAN AGENCY LLC is the broker of record on the most contracts (24, about 22%); NORTH RISK PARTNERS LLC, USI INSURANCE SERVICES LLC, ALLIANT INSURANCE SERVICES, INC. follow.
Renewals concentrate on January 1: 86% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
- MARSH & MCLENNAN AGENCY LLC2 offices on this carrier24
- NORTH RISK PARTNERS LLC6
- USI INSURANCE SERVICES LLC3 offices on this carrier4
- ALLIANT INSURANCE SERVICES, INC.3
- DIGITAL INSURANCE INC.3
- GALLAGHER BENEFIT SERVICES, INC.3
Counted by each employer's own state. Largest first.
Contracts by line.
health 100 · vision 9 · dental 8 · stop-loss 5
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Employers with plans through BLUE CROSS AND BLUE SHIELD OF MINNESOTA
| Employer | Location | Broker | Renews |
|---|---|---|---|
| FORTRA, LLC | EDEN PRAIRIE, MN | MARSH & MCLENNAN AGENCY LLC | Jan 1FY2025 |
| MARCO TECHNOLOGIES, LLC | ST. CLOUD, MN | — | Jan 1FY2025 |
| HOUSING FIRST MINNESOTA CONSORTIUM | ROSEVILLE, MN | NORTH RISK PARTNERS LLC | Jan 1FY2025 |
| ST. FRANCIS HEALTH SERVICES OF MORRIS | MORRIS, MN | DIGITAL INSURANCE INC. | Jan 1FY2025 |
| ABC OF MN CONSORTIUM HEALTH PLAN | EDEN PRAIRIE, MN | NORTH RISK PARTNERS LLC | Jan 1FY2025 |
more employers with plans through BLUE CROSS AND BLUE SHIELD OF MINNESOTA
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan year 2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| Minnesota | large-group | 1.3% | $1,986,581,516 |
| Minnesota | small-group | 2.5% | $570,598,012 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
Filed rate changes by state
Each row is the average rate change this carrier filed with a state's regulator for 2026. The figure covers a whole block of business, so it is not the change on any one employer's plan.
Ordered by the premium this carrier earned in each state.
| State | Market | Average rate change filed |
|---|---|---|
| Minnesota | small-group | 17.5% |
Source: CMS Uniform Rate Review public use file, 2026. This is what the carrier filed with regulators, not a Form 5500 filing.
Rates are filed with regulators for small-group and individual coverage only. Large-group rates are negotiated, so they are not in this file.
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