Form 5500 · Employee benefit plan · NEWARK, NJ
FABUWOOD CABINETRY CORP.
The filing calls this plan FABUWOOD CABINETRY CORP. EMPLOYEE BENEFITS PLAN.
FABUWOOD CABINETRY CORP. of NEWARK, NJ insures health, dental, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is RELIABLE BROKERAGE. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-3425323 · plan 501 · plan year 2025, filed Mar 31, 2026
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178 other employer plans in New Jersey have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 313 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $4,007,582, with $23,111 in disclosed broker commissions — about 0.6% of premium.
The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
RELIABLE BROKERAGE is the broker of record on 4 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 114 | Jul 1, 2025 | $43,603 | $6,668 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 95 | Jul 1, 2025 | $32,454 | $4,868 |
| STANDARD INSURANCE COMPANY | Vision | 179 | Jul 1, 2025 | $22,234 | $3,337 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Dental | 73 | Jul 1, 2025 | $27,854 | $2,785 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Health, Dental | 41 | Jul 1, 2025 | $27,639 | $2,764 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Life | 1,070 | Jul 1, 2025 | $58,648 | $2,689 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 313 | Jul 1, 2025 | $3,783,211 | $0 |
| GERBER LIFE INSURANCE COMPANY | Stop-loss | 54 | Jul 1, 2025 | $11,939 | $0 |
Premium and claims on this contract
STANDARD INSURANCE COMPANY, contract 760387. For the contract year on this filing, the carrier reported $20,531 in premium earned and $17,275 in claims incurred. Dividing one by the other gives 84%.
- STANDARD INSURANCE COMPANY, contract 760387 reported $8,196 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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