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Form 5500 · Employee benefit plan · BOCA RATON, FL

EVERON, LLC

The filing calls this plan EVERON HEALTH AND WELFARE BENEFITS PLAN.

EVERON, LLC of BOCA RATON, FL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 90-0008456 · plan 502 · plan year 2025, filed Jun 26, 2026

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2,208 other employer plans in Florida have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
5,256
Active at start of year
5,241
Active at end of year
5,445
Disclosed commissions
$502,141
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — METROPOLITAN LIFE INSURANCE COMPANY8,564 of 5,256 participants on the largest contract
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY8,564 of 5,256 participants on the largest contract
Visioninsured — METROPOLITAN LIFE INSURANCE COMPANY8,564 of 5,256 participants on the largest contract
Lifeinsured — PRUDENTIAL INSURANCE COMPANY OF AMERICA5,315 of 5,256 participants
Disabilityinsured — RELIANCE STANDARD LIFE INSURANCE COMPANY2,316 of 5,256 participants (44%)

Also declared: prepaid legal, death benefits, other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 8,564 people.

Reported premium across the insured contracts is $10,882,051, with $502,141 in disclosed broker commissions — about 4.6% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

LOCKTON COMPANIES, LLC is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.

6 carriers appear on the filing, including METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN, INC., PRUDENTIAL INSURANCE COMPANY OF AMERICA and RELIANCE STANDARD LIFE INSURANCE COMPANY. METROPOLITAN LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYHealth, Dental, Vision8,564Jan 1, 2026$4,591,811$260,016
PRUDENTIAL INSURANCE COMPANY OF AMERICALife5,315Jan 1, 2026$2,172,650$173,919
RELIANCE STANDARD LIFE INSURANCE COMPANYDisability2,316Jan 1, 2026$1,007,682$50,411
ARAG LEGAL—1,838Jan 1, 2026$177,944$17,795
KAISER FOUNDATION HEALTH PLAN, INC.Health402Jan 1, 2026$2,618,801$0
UNIVERSITY HEALTH ALLIANCEHealth, Dental, Vision45Jan 1, 2026$313,163$0

Premium and claims on this contract

UNIVERSITY HEALTH ALLIANCE, contract 698B. For the contract year on this filing, the carrier reported $313,163 in premium earned and $267,151 in claims incurred. Dividing one by the other gives 85%.

  • UNIVERSITY HEALTH ALLIANCE, contract 698B reported $30,596 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EVERON, LLC
EIN 90-0008456

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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Renewal calendar

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