Form 5500 · Employee benefit plan · KINGSPORT, TN
EASTMAN CHEMICAL COMPANY
The filing calls this plan EASTMAN CHEMICAL COMPANY HEALTH AND BENEFIT PLAN.
EASTMAN CHEMICAL COMPANY of KINGSPORT, TN insures health, dental and vision coverage for its employees, per Schedule A of its Form 5500. Coverage is written through BLUECROSS BLUESHIELD OF TENNESSEE, INC. and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-1539359 · plan 503 · plan year 2024, filed Oct 9, 2025
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: CIGNA HEALTH AND LIFE INSURANCE COMPANY covers 37 of 11,981 participants (0.3%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental and vision; the largest, with BLUECROSS BLUESHIELD OF TENNESSEE, INC., covers 32,584 people.
Reported premium is $8,292,649; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Two carriers split the book: BLUECROSS BLUESHIELD OF TENNESSEE, INC. and CIGNA HEALTH AND LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. | Dental, Vision | 32,584 | Jan 1, 2025 | $7,832,036 | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental | 37 | Jan 1, 2025 | $460,613 | $0 |
Premium and claims on this contract
BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 89510. For the contract year on this filing, the carrier reported $7,832,036 in premium earned and $7,837,151 in claims incurred. Dividing one by the other gives 100%.
- BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 89510 reported $635,962 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 6,883 employees, 18 recordable cases, 128 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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