Form 5500 · Employee benefit plan · RICHMOND, VA
DESIGN AIR SYSTEMS
The filing calls this plan COMMERCIAL COOLANTS INC. DBA DESIGN AIR SYSTEMS MEDICAL BENEFITS PLAN.
Public Form 5500 records show how DESIGN AIR SYSTEMS of RICHMOND, VA, a construction employer, structures its employee benefits. Its broker of record is J.J. DOORHY BENEFITS GROUP. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 76-0472564 · plan 501 · plan year 2024, filed Aug 12, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
The filing carries code 4S: this plan is filing again after previously being exempt.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, health, through CIGNA HEALTH AND LIFE INSURANCE COMPANY, covering 98 people.
Reported premium across the insured contracts is $271,633, with $9,390 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in November, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
At 95 participants this is a small group; Form 5500 is required once a welfare plan reaches 100 participants, or when it is funded through insurance contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 98 | Dec 1, 2024 | $271,633 | $9,390 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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